| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 36 | 27.1x | 17.8x | Bottom tier | |
Growth | 38 | 5.0% | 7.1% | Bottom tier | |
Quality | 94 | 34.8% | 4.5% | Top tier | |
Safety | 51 | 2.5x | 2.6x | Around median | |
Capital Return | 33 | 0.26% | 2.12% | Bottom tier | |
Momentum | 19 | -29.0% | 2.9% | Bottom tier | |
Sentiment | 72 | 13 | 3 | Top tier |
Estimates — analyst targets and a simplified DCF, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
Verisk Analytics operates as a provider of data, analytics, and software solutions to the insurance sector, integrating its structured data and industry expertise into underwriting, claims, catastrophe risk, and fraud prevention workflows. The revenue model relies heavily on subscriptions, which accounted for 83% of Q2 fiscal 2026 revenue, while transactional revenue accounted for 17%; the company benefits from subscription renewals, expansion of customer relationships, and the addition of new customers, alongside transactional usage tied to insurance activity, weather, and insurance-linked securitization.
In Q2 fiscal 2026, reported revenue was approximately $806 million, up 4% year over year, and net income was $229 million, down 10%, while GAAP diluted earnings per share declined 3% to $1.75. Organic constant-currency revenue grew 5.8%, split between 5.6% growth in underwriting and 6.1% in claims, while adjusted EBITDA grew organically at constant currency by 7.4%, and the overall adjusted EBITDA margin reached 57.5%, down only 10 basis points from the comparable period.
Q2 fiscal 2026 results showed a clear divergence between the strength of the core business and pressure from items below operating profit. Subscription revenue grew 8% at constant currency, while transactional revenue declined 4.2%, net interest expense increased to $53 million from $36 million, and the effective tax rate rose to 24.6% from 22.7%. Conversely, operating cash flow increased 50% to $366 million, and free cash flow rose 58% to $298 million.
The average analyst price target is $229.63, within a wide range of $185 to $260, with a neutral consensus; the average is approximately 16% below the 52-week range high of $273.83, while the upper end of the target range exceeds the consensus average by approximately 13%. The 52-week range extends from $155.94 to $273.83, and the provided data does not include a price-to-earnings ratio, so the available valuation centers on divergent analyst targets weighed against the risks of the $2.35 billion AccuLynx transaction, despite 8% subscription growth and the reaffirmation of fiscal 2026 guidance.
Figures in the text are as of 2026-08-28; the live price is shown at the top of the page.
The primary driver in Q2 fiscal 2026 was subscription revenue, which accounted for 83% of the total and grew 8% at constant currency. Forms, Rules & Loss Costs, catastrophe and risk solutions, and fraud prevention analytics contributed to this growth through renewal pricing, expansion of relationships, and the addition of new customers. The company also added eight contributors to Core Lines and ten to the excess and specialty dataset, which now covers more than $18 billion in premiums.
Management reported on July 29, 2026 that the number of XactAI users had increased approximately tenfold since March 2026 to nearly 7,000 licensed users. Premium Audit AI began showing commercial traction in the first renewal cycle after its launch, with the added value supporting stronger renewal growth. One of the top ten insurance carriers is also using Verisk MCP connectors for the Claude platform, but management said artificial intelligence's impact on organic growth remains at an early stage and cannot yet be measured precisely.
Verisk launched the platform in June 2026 on schedule and within budget, and the first customers began using it, with a migration pipeline for additional customers during the remainder of fiscal 2026. The platform brings together the complete global model suite within a next-generation modeling framework and enables larger portfolios, faster analytics, and easier updates than traditional on-premises solutions. The redesigned U.S. hurricane model is available exclusively through Verisk Synergy Studio, and the company does not charge a separate platform upgrade fee, with the potential to add hosting revenue from some customers.
Automated analysis for informational purposes only — not investment advice.
Transactional revenue declined 4.2% at constant currency due to weak commercial real estate volumes, fewer weather events, and international travel disruption related to the Middle East. Net income fell 10% to $229 million, net interest expense increased to $53 million from $36 million, and the effective tax rate rose to 24.6% from 22.7%. The quarter also benefited from strong insurance-linked securities activity, but management does not expect this benefit to recur in Q3 fiscal 2026.
The company expects fiscal 2026 revenue between $3.19 billion and $3.24 billion and adjusted EBITDA between $1.79 billion and $1.83 billion. It targets an adjusted EBITDA margin between 56% and 56.5%, net interest expense between $190 million and $200 million, and adjusted earnings per share between $7.45 and $7.75. Management left this guidance unchanged on July 29, 2026, while expecting a gradual recovery in organic constant-currency growth and potential pressure from weak weather activity and commercial real estate.
On August 8, 2026, a Delaware judge ordered Verisk to attempt to complete the AccuLynx acquisition for $2.35 billion. The ruling came more than seven months after Verisk announced its withdrawal from the deal, adding legal and financial uncertainty around its completion. The transaction could impose capital allocation and integration burdens on the company, and the provided data does not include final details regarding the closing timeline or financing terms.
