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Stocks
Velocity Financial, Inc.
VEL

VEL Velocity Financial, Inc.

Velocity Financial, Inc. · NYSE
Market Closed
17.97
▼ ⁦-0.83%⁩ (-0.15)
Market Cap$705.4M
Beta0.70
52w Low52w High
16.6521.40
Last Week
⁦-2.34%⁩
Last Month
⁦-1.86%⁩
Last 3 Months
⁦+2.98%⁩
Last Year
⁦-4.97%⁩
EL7 Factor Analysis
How we score this
Overall43
Weak — below market medianSuper StockF 6/9Better than 43% of Market stocks, per EL7's model
FactorScoreDistributionValueAvgRank
▸
Valuation
87
6.5x▲17.8xTop tier
▸
Growth
49
39.8%▲7.1%Around median
▸
Quality
86
——Top tier
▸
Safety
14
——Bottom tier
▸
Capital Return
4
—2.12%Bottom tier
▸
Momentum
51
-2.7%▼2.9%Around median
▸
Sentiment
34
33Bottom tier

Frequently Asked Questions

What is Velocity Financial, Inc. stock?▼

Velocity Financial, Inc. is a publicly traded stock representing ownership in the company, giving holders rights to dividends and voting.

How can I invest in Velocity Financial, Inc.?▼

You can buy Velocity Financial, Inc. shares through a licensed brokerage. Research the company's financials before investing.

What are the key metrics for evaluating Velocity Financial, Inc.?▼

Key metrics include Price-to-Earnings (P/E) ratio, Return on Equity (ROE), revenue growth, and net profit margin.

Does Velocity Financial, Inc. pay dividends?▼

Dividend policies vary by company. Check the dividends section on the stock page for the payout history.

What are the risks of investing in Velocity Financial, Inc.?▼

Risks include market volatility, sector-specific risks, regulatory changes, and company financial performance. Diversification helps reduce risk.

Fair Value
Low confidenceCurrent price$18
Analyst target · 1 analysts
$22
⁦+22%⁩
See it clearly undervalued
Range ⁦$22–$22⁩
vs
DCF (estimate)
$-163.89
⁦-1012%⁩
Sees it clearly overvalued
⁦7.9⁩% discount · ⁦0⁩% growth
Bottom lineThe two methods disagree — estimate range ⁦$-163.89–$22⁩.

Estimates — analyst targets and a simplified DCF, not investment advice.

Compare in the screener

AI analysis from the earnings call, financials and news

Analyst Consensus

This section combines price targets, revision history, analyst coverage changes, and an AI summary of what changed on the Street.

Price Target· 1 analysts setting price target
$22.00
⁦+22.4%⁩
Current Price $17.97·Median $22.00
Low
$22.00
High
$22.00
Street summary

Updated Outlook for Velocity Financial (VEL)

Velocity Financial stock experienced a slight decline in the average price target by 4.35%, dropping from $23 to $22 over the past 30 days. This adjustment reflects a more conservative outlook by the sole analyst currently covering the stock, resulting in an absence of Analyst Dispersion as the high and low price targets converged at $22, which still provides a theoretical upside margin against the current price of $17.6.

As of 2026-06-17
Revisions momentum · 30d
⁦0.0%⁩
Average rating
★ 3.67
Buy
Analyst coverage
3
Buy conviction
67%
High
Target dispersion
0%
Analyst ratings over time3 analysts rating
1
1
1
Strong BuyBuyHoldSellStrong Sell
Rating trend — last 12 months3.67 → 3.67
Recent analyst moves
  • = Reiterate2026-05-07
    Citigroup
    Outperform
  • = Reiterate2024-12-05
    Raymond James
    Outperform· $23.00
  • ⬇ Downgrade2024-09-20
    Wells Fargo
    Underweight
Premium content
Key Financials

Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.

StockSector medianSector averagetypical sector range
MetricValuePosition within sectorVerdict
  • P/E (TTM)
    6.49x
    3.16x25.26x
    Very cheap
  • Forward P/E
    6.27x
    2.76x22.06x
    Very cheap
  • EV / EBITDA
    11.11x
    3.07x24.55x
    Cheap
  • FCF Yield
    3.2%
    -19.9%19.1%
    Above average
  • Revenue Growth YoY
    39.8%
    -36.3%104.2%
    Above average
  • EPS Growth YoY
    25.9%
    -99.4%194.2%
    Near median
  • Gross Margin
    —
    —
  • ROIC
    10.5%
    -36.5%24.6%
    Strong
  • Net Debt / EBITDA
    10.06x
    0.25x7.31x
    Above average
  • Dividend Yield
    —
    —
  • Payout Ratio
    —
    —
  • Altman Z-Score
    —
    —
Financial Analysis
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