EL7.AI
Strategy BuilderNewCOT DataAdvanced News
Economic Calendar
We use cookiesPrivacy Policy
EL7.AIEL7.AI

AI Financial Intelligence
Professional analysis of central bank decisions

© 2026 EL7.AI. All rights reserved.

Markets

  • News
  • Forex
  • Stocks
  • Crypto
  • Gold
  • Commodities
  • Indices
  • ETFs

Analysis

  • Fed
  • ECB
  • BLS
  • COT
  • Economic Calendar

Learn

  • Insights
  • Oil

Company

  • About
  • Contact
  • Data Methodology
  • AI Disclosure
  • Pricing
  • Enterprise
  • Terms
  • Privacy
  • Security
  • WhatsApp
Status data is currently unavailable

The information provided on EL7.AI is for educational and informational purposes only and does not constitute financial advice.

Home
Stocks
UnitedHealth
EL7 Factor Analysis
How we score this
Overall88
Excellent — top fifth of the marketSuper StockF 7/9Congress sellingBetter than 88% of Market stocks, per EL7's model
FactorScoreDistributionValueAvgRank
▸
Valuation
58
25.8x▼18.6xAround median
▸
Growth
24
6.5%▼7.0%Bottom tier
▸
Quality
89
11.1%▲4.5%Top tier
▸
Safety
65
1.7x▲2.6xAround median
▸
Capital Return
70
2.17%▲2.02%Top tier
▸
Momentum
87
55.8%▲4.0%Top tier
▸
Sentiment
56
19▲3Around median

Frequently Asked Questions

What is UnitedHealth stock?▼

UnitedHealth is a publicly traded stock representing ownership in the company, giving holders rights to dividends and voting.

How can I invest in UnitedHealth?▼

You can buy UnitedHealth shares through a licensed brokerage. Research the company's financials before investing.

What are the key metrics for evaluating UnitedHealth?▼

Key metrics include Price-to-Earnings (P/E) ratio, Return on Equity (ROE), revenue growth, and net profit margin.

Does UnitedHealth pay dividends?▼

Dividend policies vary by company. Check the dividends section on the stock page for the payout history.

What are the risks of investing in UnitedHealth?▼

Risks include market volatility, sector-specific risks, regulatory changes, and company financial performance. Diversification helps reduce risk.

UNH

UNH UnitedHealth Group Incorporated

UnitedHealth Group Incorporated · NYSE
Market Closed
401.73
▲ ⁦+0.67%⁩ (+2.67)
Market Cap$385.6B
Beta0.65
52w Low52w High
255.97461.62
Last Week
⁦-1.31%⁩
Last Month
⁦-5.11%⁩
Last 3 Months
⁦+0.66%⁩
Last Year
⁦+47.80%⁩
Fair Value
Undervalued
Worst case
$373
⁦-7%⁩
Analyst range
Fair value
$491
⁦+22%⁩
Analyst range
Best case
$529
⁦+32%⁩
Analyst range
Analyst target
$491
⁦+22%⁩
15 analysts
DCF (estimate)
⁦-4%⁩
7.9% discount · 0% growth
Current price$402

Estimates — analyst targets and a simplified DCF, not investment advice.

Compare in the screener

AI analysis from the earnings call, financials and news

Analyst Consensus

This section combines price targets, revision history, analyst coverage changes, and an AI summary of what changed on the Street.

Price Target· 15 analysts setting price target
$473.89
⁦+18.0%⁩
Current Price $401.73·Median $491.00
Low
$373.00
High
$529.00
Current price
$401.73
Average target
$473.89
Street summary

UnitedHealth (UNH) Stock Price Revision Analysis

Bullish tilt

UnitedHealth (UNH) stock has seen a notable improvement in analyst optimism over the past 30 days, with the average price target rising by 6.27% to reach $473.89, despite remaining stable over the last week. This increase, coupled with a clear gap between the current price (401.73) and the median target (491), reflects growing confidence in the company's ability to achieve sustainable growth in earnings per share (EPS), which is projected to rise from $18.37 in 2026 to $29.59 by 2029.

As of 2026-08-14
Revisions momentum · 30d
⁦+5.1%⁩
Average rating
★ 3.97
Buy
Analyst coverage
29
Buy conviction
79%
High
Rating activity · 30d
0↑ · 0↓
Target dispersion
39%
Wide
Analyst ratings over time29 analysts rating
6
17
5
1
Strong BuyBuyHoldSellStrong Sell
Rating trend — last 12 months3.75 → 3.97
Recent analyst moves
  • = Reiterate2026-07-21
    Bernstein
    Outperform
  • = Reiterate2026-07-20
    Barclays
    Overweight
  • = Reiterate2026-07-20
    Bank of America Securities
    Buy
Premium content
Key Financials

Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.

StockSector medianSector averagetypical sector range
MetricValuePosition within sectorVerdict
  • P/E (TTM)
    25.83x
    5.22x46.09x
    Near median
  • Forward P/E
    20.59x
    3.35x37.13x
    Near median
  • EV / EBITDA
    15.84x
    3.96x31.72x
    Cheap
  • FCF Yield
    6.9%
    -143.1%7.7%
    Strong
  • Revenue Growth YoY
    6.5%
    -74.1%100.0%
    Near median
  • EPS Growth YoY
    -32.6%
    -166.6%123.6%
    Near median
  • Gross Margin
    74.8%
    7.4%91.4%
    Strong
  • ROIC
    11.1%
    -155.7%16.0%
    Strong
  • Net Debt / EBITDA
    1.73x
    0.60x4.96x
    Low debt
  • Dividend Yield
    2.2%
    0.0%3.9%
    Moderate
  • Payout Ratio
    56.1%
    6.5%75.8%
    Moderate
  • Altman Z-Score
    —
    —
Financial Analysis
|