| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 52 | 19.1x | 17.8x | Around median | |
Growth | 34 | 4.0% | 7.1% | Bottom tier | |
Quality | 87 | 14.6% | 4.5% | Top tier | |
Safety | 88 | — | 2.6x | Top tier | |
Capital Return | 63 | 2.52% | 2.12% | Around median | |
Momentum | 65 | 27.5% | 2.9% | Around median | |
Sentiment | 41 | 8 | 3 | Around median |
Estimates — analyst targets and a simplified DCF, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
Snap-on Incorporated operates through an ecosystem of tools, equipment, diagnostics, software, and financing that serves vehicle repair technicians, repair shops, and critical industrial sectors. Its businesses include the Snap-on Tools group, which distributes tools through the franchise van channel; the Commercial & Industrial group, which sells hand tools, torque and power equipment, and customized solutions for aviation, fleets, natural resources, and other sectors; and the Repair Systems & Information group, which provides shop equipment, diagnostics, Mitchell 1 software, and repair databases. Financial services add revenue from financing customer purchases and contracts, with yields of 17.6% on finance receivables and 9% on contract receivables in fiscal Q2 2026.
In fiscal Q2 2026, Snap-on recorded sales of $1.2351 billion, up 4.7%, including 3% organic growth, an $11.5 million contribution from acquisitions, and a positive currency impact of $8.7 million. Net income was $260.6 million, and diluted earnings per share were $4.96, up 5.1% from $4.72, while gross margin increased 90 basis points to 51.4%. Operating income before financial services reached $268.9 million, with a margin of 21.8% versus 22%, and consolidated operating income was $336.4 million, with a margin of 25.2% versus 25.5%.
Commercial & Industrial led the growth mix with sales of $395.8 million, up 13.8% and 11% organically, and posted a record operating margin of 16.8%. Snap-on Tools generated sales of $508.8 million and organic growth of 3%, but its operating margin declined to 22.6%, while Repair Systems & Information sales were approximately $480.3 million, up 2.5% on a reported basis and 0.7% organically, with its operating margin declining to 24%. Financial services generated revenue of $99.7 million and operating income of $67.5 million, both below the prior-year level.
The analyst consensus rates Snap-on stock as a buy, with an average target of $445.25 and a range of $415 to $485. The average target exceeds the upper end of the 52-week range of $423.02, while the highest target exceeds that level by approximately 14.7%, and the lowest target falls within the 52-week range of $319.20–$423.02; this divergence reflects a balance between Commercial & Industrial growth and gross margin improvement versus weakness in tool storage units and margin pressures at Repair Systems & Information and Snap-on Tools. The data does not include a valid price-to-earnings ratio, so a reliable comparison based on the earnings multiple cannot be made.
Figures in the text are as of 2026-08-29; the live price is shown at the top of the page.
Snap-on's sales were approximately $1.2351 billion, up 4.7%, and increased 3% organically. Commercial & Industrial led the performance with 11% organic growth, while Snap-on Tools achieved 3% organic growth and Repair Systems & Information recorded 0.7% organic growth. Diluted earnings per share rose 5.1% to $4.96, with gross margin improving to 51.4%.
The group's sales rose to $395.8 million in fiscal Q2 2026, up 13.8% on a reported basis and 11% organically. Double-digit growth was achieved in Asia-Pacific, European hand tools, specialized torque, and power tools, with additional strength in aviation and heavy-duty fleets. Operating income increased 41.8% to $66.5 million, while operating margin reached a record 16.8%.
Yes, tool storage unit volumes remained low because technicians were reluctant to assume long-term commitments during fiscal Q2 2026. Gross loan originations declined 4.1% to $281 million, and extended credit loans decreased 2.4% to $237.6 million. The company offset part of this through a shift toward power, torque, and diagnostic tools with faster cost recovery, and management estimated that this shift accounted for two-thirds or more of Snap-on Tools' growth.
Automated analysis for informational purposes only — not investment advice.
APOLLO provides intelligent diagnostics to repair shops at a lower entry price and uses the SureTrack database, which is based on 660 billion vehicle events and 3.4 billion repair records. The device generated strong sales through franchise vans following its launch in fiscal Q2 2026, supported by improved wireless connectivity, battery life, and storage. Diesel Laptops added $4.7 million in sales during part of June 2026 and expands Snap-on's data and relationships in the heavy-truck market following a $99.1 million acquisition.
Total finance receivables were approximately $2.5 billion at the end of fiscal Q2 2026, including $2.1 billion in the United States. The U.S. delinquency rate of more than 60 days declined to 1.7%, improving by 10 basis points year over year and 20 basis points sequentially. Net credit losses over the trailing twelve months were $71.9 million, or 3.7% of balances, compared with 3.75% in the previous quarter.
The average analyst target is $445.25, within a target range of $415 to $485, compared with a 52-week range of $319.20 to $423.02, and the stock carries a buy consensus. Commercial & Industrial's ability to sustain its 11% organic growth and record 16.8% operating margin should be monitored. On the other hand, key concerns include declining margins at Snap-on Tools and Repair Systems & Information, weakness in tool storage units and manufacturer dealerships, and net insider sales of $20.1 million during the three months ending with the latest transaction on August 18, 2026, with the caveat that insider sales may be prearranged.
