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Stocks
LexinFintech Holdings Ltd.
LX

LX LexinFintech Holdings Ltd.

LexinFintech Holdings Ltd. · NASDAQ
Market Closed
0.77
▼ ⁦-0.03%⁩ (-0.00)
Market Cap$129.7M
Beta0.84
52w Low52w High
0.736.19
Last Week
⁦-5.80%⁩
Last Month
⁦-42.63%⁩
Last 3 Months
⁦-62.68%⁩
Last Year
⁦-87.46%⁩
EL7 Factor Analysis
How we score this
Overall61
Balanced — near the middle of the marketContrarianF 6/8Better than 61% of Market stocks, per EL7's modelUnsustainable dividend (payout > 100%)
FactorScoreDistributionValueAvgRank
▸
Valuation
99
0.8x▲17.7xTop tier
▸
Growth
11
-7.6%▼7.1%Bottom tier
▸
Quality
53
——Around median
▸
Safety
67
——Top tier
▸
Capital Return
98
20.66%▲2.16%Top tier
▸
Momentum
0
-77.7%▼2.1%Bottom tier
▸
Sentiment
40
2▼3Around median

Frequently Asked Questions

What is LexinFintech Holdings Ltd. stock?▼

LexinFintech Holdings Ltd. is a publicly traded stock representing ownership in the company, giving holders rights to dividends and voting.

How can I invest in LexinFintech Holdings Ltd.?▼

You can buy LexinFintech Holdings Ltd. shares through a licensed brokerage. Research the company's financials before investing.

What are the key metrics for evaluating LexinFintech Holdings Ltd.?▼

Key metrics include Price-to-Earnings (P/E) ratio, Return on Equity (ROE), revenue growth, and net profit margin.

Does LexinFintech Holdings Ltd. pay dividends?▼

Dividend policies vary by company. Check the dividends section on the stock page for the payout history.

What are the risks of investing in LexinFintech Holdings Ltd.?▼

Risks include market volatility, sector-specific risks, regulatory changes, and company financial performance. Diversification helps reduce risk.

Fair Value
Low confidenceCurrent price$0.77
Analyst target · 3 analysts
$3.50
—
Range ⁦$3.50–$3.50⁩
vs
DCF (estimate)
N/A (negative FCF)

Estimates — analyst targets and a simplified DCF, not investment advice.

Compare in the screener

AI analysis from the earnings call, financials and news

Analyst Consensus

This section combines price targets, revision history, analyst coverage changes, and an AI summary of what changed on the Street.

Price Target· 3 analysts setting price target
$3.50
⁦+355.3%⁩
Current Price $0.77·Median $3.50
Low
$3.50
High
$3.50
Street summary

Stable Targets Amid Recent Downgrades

Price targets did not change over the past day, 7 days, or 30 days; consensus, high, low, and median targets all remained at 3.5, while the number of analysts remained at 3. This means there is no apparent dispersion among the targets, but their stability does not indicate a recent improvement in confidence or a new revaluation of the stock.

As of 2026-09-08
Revisions momentum · 30d
⁦0.0%⁩
Average rating
★ 4.00
Buy
Analyst coverage
5
Buy conviction
80%
High
Rating activity · 30d
0↑ · 1↓
Target dispersion
0%
Analyst ratings over time5 analysts rating
1
3
1
Strong BuyBuyHoldSellStrong Sell
Rating trend — last 12 months4.00 → 4.00
Recent analyst moves
  • ⬇ Downgrade2026-09-01
    Citigroup
    Neutral
  • ⬇ Downgrade2025-12-04
    UBS
    BuyNeutral· $3.50
  • = Reiterate2025-03-21
    UBS
    Buy· $13.60
Premium content
Key Financials

Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.

StockSector medianSector averagetypical sector range
MetricValuePosition within sectorVerdict
  • P/E (TTM)
    0.84x
    3.07x24.54x
    Very cheap
  • Forward P/E
    —
    —
  • EV / EBITDA
    1.17x
    3.03x24.23x
    Very cheap
  • FCF Yield
    374.6%
    -20.6%19.5%
    Exceptional
  • Revenue Growth YoY
    -7.6%
    -36.3%104.9%
    Below average
  • EPS Growth YoY
    -83.5%
    -99.9%194.2%
    Weak
  • Gross Margin
    50.2%
    23.1%98.1%
    Near median
  • ROIC
    9.7%
    -37.2%24.4%
    Strong
  • Net Debt / EBITDA
    0.70x
    0.26x7.17x
    Low debt
  • Dividend Yield
    20.7%
    0.6%9.0%
    High
  • Payout Ratio
    105.8%
    9.8%98.0%
    High
  • Altman Z-Score
    —
    —
Financial Analysis
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