| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 25 | 30.8x | 17.8x | Bottom tier | |
Growth | 75 | 28.4% | 7.1% | Top tier | |
Quality | 83 | 10.7% | 4.5% | Top tier | |
Safety | 73 | 1.2x | 2.6x | Top tier | |
Capital Return | 62 | 0.94% | 2.12% | Around median | |
Momentum | 58 | 29.2% | 2.9% | Around median | |
Sentiment | 1 | 1 | 3 | Bottom tier |
Estimates — analyst targets and a simplified DCF, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
The St. Joe Company develops residential real estate and operates hospitality assets and commercial real estate, supported by ownership of approximately 165 thousand acres, most of which are entitled for development in Northwest Florida. The company generates revenue from the sale of residential sites and the development of communities featuring homes priced from the high 200 thousand dollar range to more than 5 million dollars, in addition to hospitality operations and commercial assets. The company uses utility expansions to prepare land for new communities and reviews its operating assets to divest low-margin, non-strategic assets when it believes the timing and market conditions support doing so.
In Q2 of fiscal 2026, the company recorded revenue of 158.9 million dollars, up 23% year over year, its highest second-quarter revenue in 20 years. Net income reached 40.5 million dollars, up 37%, the highest second-quarter net income in the company’s history except for the gain on the sale of discontinued operations in 1996, while earnings per share were 0.71 dollars. EDGAR data indicate gross profit of 73.4 million dollars, equivalent to a gross margin of approximately 46.2%.
The improvement came from a mix that included residential real estate, hospitality, and commercial real estate; residential real estate revenue rose 39% compared with Q2 of fiscal 2025. The residential segment margin improved to 48% from 45%, the hospitality margin to 42% from 39%, and the commercial segment margin to 65% from 57%. On a trailing-twelve-month basis ending in fiscal 2026, revenue was 547.8 million dollars, net income was 123.0 million dollars, and earnings per share were approximately 2.15 dollars, compared with revenue of 513.2 million dollars and net income of 115.6 million dollars in fiscal 2025.
Automated analysis for informational purposes only — not investment advice.
Analyst consensus rates JOE shares neutral, while the 52-week range extends from 46.37 to 73.54 dollars, a wide spread of 27.17 dollars that reflects differing market valuations of the land assets and earnings growth versus site-sale volatility and capital requirements. The valuation is supported by trailing-twelve-month earnings ending in fiscal 2026 of 123.0 million dollars and earnings per share of approximately 2.15 dollars, but the neutral consensus and insider selling activity make a re-rating dependent on continued earnings growth and margin improvement.
Figures in the text are as of 2026-08-31; the live price is shown at the top of the page.
The St. Joe Company relies on land development and residential real estate, alongside hospitality and commercial real estate, benefiting from ownership of approximately 165 thousand acres, most of which are entitled for development in Northwest Florida. New-home prices in its communities range from the high 200 thousand dollar range to more than 5 million dollars, broadening the potential customer base. In Q2 of fiscal 2026, residential real estate revenue rose 39% compared with the same period of fiscal 2025. The residential, hospitality, and commercial segments also achieved margins of 48%, 42%, and 65%, respectively.
Revenue in Q2 of fiscal 2026 reached approximately 158.9 million dollars, up 23% year over year, and was the highest for a second quarter in 20 years. Net income rose 37% to 40.5 million dollars, with earnings per share of 0.71 dollars. EDGAR data recorded gross profit of 73.4 million dollars, equivalent to a gross margin of approximately 46.2%. Management described net income as the highest for a second quarter in the company’s history except for the gain on the sale of discontinued operations in 1996.
Management disclosed on the July 31, 2026 call a plan to develop two utility corridors serving the Lake Powell, West Laird, Pigeon Creek, and West Bay Creek areas. These off-site extensions are intended to prepare thousands of future residential sites within the designated development areas. However, they are capital-intensive, and the company allocated 24 million dollars to capital expenditures in Q2 of fiscal 2026, most of which was directed toward future growth. The site preparation and sale cycle also takes one to two years, so the effects of spending do not appear linearly in every quarter.
In Q2 of fiscal 2026, the company repurchased 32.7 million dollars of shares, spent 24 million dollars on capital expenditures, repaid 10.9 million dollars of debt, and paid 9.1 million dollars in cash dividends. Repurchases represented 43% of the allocation, capital expenditures 31%, debt repayment 14%, and dividends 12%. Accordingly, shareholders received 55% of capital allocation through repurchases and dividends. As of July 27, 2026, repurchases during fiscal 2026 totaled approximately 41 million dollars, and shares outstanding declined to 56,930,451 shares.
The first risk is variation in residential site sales between quarters because of the preparation and sale cycle, which takes one to two years, and the diversity of product prices. The second is the capital intensity required to extend utilities and open new communities while the company also allocates cash to share repurchases, dividends, and debt repayment. A large part of the value is also tied to population migration and demand in Northwest Florida, where the company’s approximately 165 thousand acres are concentrated. In addition, insiders recorded 18 sales without any purchases and net transactions of negative 66.2 million dollars over three months through June 18, 2026, while noting that these sales may have been prearranged.
Trailing-twelve-month revenue ending in fiscal 2026 reached approximately 547.8 million dollars, gross profit was 241.3 million dollars, and net income was 123.0 million dollars. Earnings per share were approximately 2.15 dollars, compared with earnings of 1.99 dollars in fiscal 2025. This occurred alongside improved margins across all three segments in Q2 of fiscal 2026 and 39% growth in residential revenue. The decline in shares outstanding to 56,930,451 shares as of July 27, 2026 also supports growth in per-share metrics if earnings continue.
