| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 69 | 26.6x | 17.8x | Top tier | |
Growth | 81 | 14.3% | 7.1% | Top tier | |
Quality | 47 | 4.1% | 4.5% | Around median | |
Safety | 47 | 5.3x | 2.6x | Around median | |
Capital Return | 82 | — | 2.12% | Top tier | |
Momentum | 73 | -15.5% | 2.9% | Top tier | |
Sentiment | 45 | 5 | 3 | Around median |
Estimates — analyst targets and a simplified DCF, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
CBIZ provides professional services to middle-market companies through two main segments: Financial Services, and Benefits and Insurance. Its revenue sources include accounting, tax, audit, consulting, valuation, and risk management, along with health insurance, payroll, retirement plans, and surety bonds; the resilience of the model is underpinned by the fact that 72% of the business is recurring, compared with 28% from consulting and non-recurring project work, which typically carries higher margins and is more sensitive to market conditions.
According to EDGAR filings, CBIZ recorded revenue of $682.2 million, gross profit of $72.4 million, net income of $18.6 million, and earnings per share of $0.31 in Q2 FY2026. These figures equate to a gross profit margin of approximately 10.6% and a net income margin of approximately 2.7%. By comparison, FY2025 revenue was approximately $2.8 billion, gross profit was $355.4 million, net income was $115.4 million, and earnings per share were $1.83.
There is an important timing note in the sources: the July 29, 2026 call is classified in the metadata as Q2 FY2026, but the call transcript itself describes the operating figures as first-quarter results. According to the transcript, revenue for that quarter was $849 million, representing 1.3% year-over-year growth, while adjusted earnings before interest, taxes, depreciation, and amortization increased to $244 million, its margin rose by 10 basis points, and adjusted earnings per share increased 7% to $2.50. Benefits and Insurance revenue was $108 million, meaning Financial Services accounted for the clear majority of the revenue mix in the period discussed on the call.
Automated analysis for informational purposes only — not investment advice.
The analyst consensus on CBZ is Neutral, with an average price target of $44.75 and a wide range of $37 to $55. The average target falls within the 52-week range of $24.29–$64.25 and is approximately 30% below its peak, while the large gap between the lowest and highest targets suggests uncertainty about the pace of the organic growth recovery and the conversion of efficiency gains into higher margins. The data does not provide a valid price-to-earnings multiple for comparison, so the valuation assessment relies more heavily on the FY2026 adjusted earnings per share outlook of $4.00–$4.10 and the path of leverage reduction.
Figures in the text are as of 2026-08-31; the live price is shown at the top of the page.
CBIZ generates revenue from Financial Services and Benefits and Insurance, including accounting, tax, audit, consulting, valuation, payroll, health insurance, retirement plans, and surety bonds. Management stated on the July 29, 2026 call that 72% of the business is recurring, compared with 28% from non-recurring, largely project-based work. FY2025 revenue was approximately $2.8 billion, while the company is targeting between $2.8 billion and $2.9 billion in FY2026.
CBIZ recorded revenue of $682.2 million and gross profit of $72.4 million in Q2 FY2026. Net income was $18.6 million, and earnings per share were $0.31, equivalent to a net income margin of approximately 2.7%. In FY2025, the company generated revenue of $2.8 billion, net income of $115.4 million, and earnings per share of $1.83.
Management reaffirmed a revenue range of between $2.8 billion and $2.9 billion on the July 29, 2026 call, representing year-over-year growth of between 2% and 5%. It expects adjusted earnings before interest, taxes, depreciation, and amortization of between $465 million and $475 million, and free cash flow of between $270 million and $290 million. It also raised its adjusted earnings per share outlook to $4.00–$4.10 based on a weighted average of approximately 60.5 million fully diluted shares.
In July 2026, CBIZ began rolling out agentic AI solutions after a period of assistive workflows. AI-powered data extraction in one audit service achieved 20% efficiency in the first year, with this expected to rise to 40% in subsequent years. The company is also developing workflows to improve the speed and quality of responses to requests for proposals, identify cross-selling opportunities, and benchmark client performance against reference standards.
Organic growth was 1% in the period discussed on the July 29, 2026 call, after remaining at zero in Q4 FY2025. Management estimated that client departures related to risk and profitability standards, as well as integration effects, reduced Financial Services revenue growth by approximately 200 basis points. Benefits and Insurance revenue also declined 4% to $108 million, while the upper end of the 2%–5% annual growth outlook remains dependent on sustained demand for consulting projects.
CBIZ prioritizes funding organic growth and necessary capital expenditures, followed by debt reduction and selective share repurchases. Through the end of April 2026, it had repurchased approximately 2 million shares for nearly $63 million, and the fully diluted share count declined by 2.6 million shares year over year. The company aims to reduce net leverage from approximately 3.4 times to below 2.5 times in FY2027, supported by its FY2026 free cash flow outlook of between $270 million and $290 million.
