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Stocks
Carter Bankshares, Inc.
CARE

CARE Carter Bankshares, Inc.

Carter Bankshares, Inc. · NASDAQ
Market Closed
31.23
▼ ⁦-1.17%⁩ (-0.37)
Market Cap$700.3M
Beta0.52
52w Low52w High
16.7836.06
Last Week
⁦+1.49%⁩
Last Month
⁦-1.54%⁩
Last 3 Months
⁦+14.40%⁩
Last Year
⁦+60.40%⁩
EL7 Factor Analysis
How we score this
Overall81
Excellent — top fifth of the marketSuper StockF 7/9Better than 81% of Market stocks, per EL7's model
FactorScoreDistributionValueAvgRank
▸
Valuation
80
5.4x▲17.8xTop tier
▸
Growth
68
40.6%▲7.1%Top tier
▸
Quality
97
——Top tier
▸
Safety
17
——Bottom tier
▸
Capital Return
17
—2.12%Bottom tier
▸
Momentum
95
70.2%▲2.9%Top tier
▸
Sentiment
33
33Bottom tier

Frequently Asked Questions

What is Carter Bankshares, Inc. stock?▼

Carter Bankshares, Inc. is a publicly traded stock representing ownership in the company, giving holders rights to dividends and voting.

How can I invest in Carter Bankshares, Inc.?▼

You can buy Carter Bankshares, Inc. shares through a licensed brokerage. Research the company's financials before investing.

What are the key metrics for evaluating Carter Bankshares, Inc.?▼

Key metrics include Price-to-Earnings (P/E) ratio, Return on Equity (ROE), revenue growth, and net profit margin.

Does Carter Bankshares, Inc. pay dividends?▼

Dividend policies vary by company. Check the dividends section on the stock page for the payout history.

What are the risks of investing in Carter Bankshares, Inc.?▼

Risks include market volatility, sector-specific risks, regulatory changes, and company financial performance. Diversification helps reduce risk.

Fair Value
Low confidenceCurrent price$31
Analyst target · 1 analysts
$31
⁦-2%⁩
See it fairly priced
Range ⁦$27–$35⁩
vs
DCF (estimate)
$45
⁦+43%⁩
Sees it clearly undervalued
⁦7.9⁩% discount · ⁦0⁩% growth
Bottom lineThe two methods disagree — estimate range ⁦$31–$45⁩.

Estimates — analyst targets and a simplified DCF, not investment advice.

Compare in the screener

AI analysis from the earnings call, financials and news

Analyst Consensus

This section combines price targets, revision history, analyst coverage changes, and an AI summary of what changed on the Street.

Price Target· 1 analysts setting price target
$30.75
⁦-1.5%⁩
Current Price $31.23·Median $30.75
Low
$27.00
High
$34.50
Current price
$31.23
Average target
$30.75
Street summary

Carter Bankshares (CARE) Price Target Analysis

Bearish tilt

The consensus price target for CARE has seen a 7.89% increase over the past 30 days, moving from $28.5 to $30.75. However, it is noted that the stock is currently trading at $35.43, a level that exceeds even the highest analyst estimate ($34.5), indicating a negative gap between the market price and technical valuations. Furthermore, the price target is limited to only one analyst, which reduces the reliability of the statistical consensus and increases uncertainty.

As of 2026-08-03
Revisions momentum · 30d
⁦0.0%⁩
Average rating
★ 3.25
Hold
Analyst coverage
4
Buy conviction
25%
Target dispersion
24%
Analyst ratings over time4 analysts rating
1
3
Strong BuyBuyHoldSellStrong Sell
Rating trend — last 12 months4.00 → 3.25
Recent analyst moves
  • = Reiterate2026-07-27
    Hovde Group
    Market Perform
  • ⬇ Downgrade2026-07-01
    Raymond James
    OutperformMarket Perform
  • ⬇ Downgrade2026-06-03
    Hovde Group
    OutperformMarket Perform
Premium content
Key Financials

Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.

StockSector medianSector averagetypical sector range
MetricValuePosition within sectorVerdict
  • P/E (TTM)
    5.37x
    3.16x25.26x
    Very cheap
  • Forward P/E
    13.60x
    2.76x22.06x
    Near median
  • EV / EBITDA
    —
    —
  • FCF Yield
    —
    —
  • Revenue Growth YoY
    40.6%
    -36.3%104.2%
    Above average
  • EPS Growth YoY
    327.9%
    -99.4%194.2%
    Exceptional
  • Gross Margin
    —
    —
  • ROIC
    —
    —
  • Net Debt / EBITDA
    —
    —
  • Dividend Yield
    —
    —
  • Payout Ratio
    —
    —
  • Altman Z-Score
    —
    —
Financial Analysis
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