| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 52 | 16.3x | 17.3x | Around median | |
Growth | 12 | -12.0% | 7.1% | Bottom tier | |
Quality | 82 | — | — | Top tier | |
Safety | 14 | — | — | Bottom tier | |
Capital Return | 82 | 1.43% | 0.06% | Top tier | |
Momentum | 83 | 40.3% | -1.6% | Top tier | |
Sentiment | 61 | 10 | 3 | Around median |
10-year US Treasury yield 4.96% as of 2026-10-22. Estimates computed from company data and analyst targets, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
BNY is a financial markets infrastructure institution that generates revenue from asset custody and servicing, issuer services, clearing and collateral management, payments and trade, wealth solutions, and investment and wealth management. The company combines asset-, activity-, and service-related fees with net interest income; recurring fees represented about 75% of total fees according to the July 15, 2026 call, giving the revenue model a degree of continuity while results remain sensitive to market values, transaction volumes, and interest rates.
In fiscal Q2 2026, EDGAR data showed revenue of $10.2 billion, net income of $1.8 billion, and earnings per share of $2.45, compared with revenue of $9.9 billion, net income of $1.6 billion, and earnings per share of $2.24 in fiscal Q1 2026. According to the revenue measure presented by management on the earnings call, total revenue reached a record $5.7 billion, up 13% year over year, and earnings per share rose 27%, while the pretax margin reached 40% and return on tangible common equity reached 31%, supported by about 600 basis points of positive operating leverage.
Management's revenue measure in fiscal Q2 2026 was distributed among $2.8 billion for Securities Services, up 15% year over year, $2 billion for Market and Wealth Services, up 12%, and $863 million for Investment and Wealth Management, up 8%. Pretax margins for these segments were 39%, 52%, and 21%, respectively, while consolidated net interest income rose 20% to $1.4 billion, assets under custody and/or administration reached $62.6 trillion, and assets under management reached $2.2 trillion. BNY also returned about $1.5 billion to shareholders during the quarter, bringing the fiscal first-half 2026 total to $2.8 billion at a total payout ratio of 87%.
Automated analysis for informational purposes only — not investment advice.
The analyst consensus on BNY stock is neutral, with an average price target of $168.5 within a wide range of $147 to $180. The average target is about 1.7% above the upper end of the 52-week range of $165.69, while the high target exceeds that peak by about 8.6% and the low target is about 11.3% below it, reflecting differing assessments of the sustainability of growth and margins. The provided data does not include a reliable earnings multiple, so the valuation assessment is based on the neutral target range and execution against the fiscal 2026 outlook of 10%–11% revenue growth and about 400 basis points of positive operating leverage.
Figures in the text are as of 2026-08-26; the live price is shown at the top of the page.
EDGAR data showed revenue of $10.2 billion, net income of $1.8 billion, and earnings per share of $2.45 in fiscal Q2 2026. According to management's measure, total revenue reached $5.7 billion, up 13% year over year, and earnings per share rose 27%. The company achieved a pretax margin of 40% and return on tangible common equity of 31%, with about 600 basis points of positive operating leverage.
On the July 15, 2026 call, management raised its outlook for total revenue growth, excluding notable items, to 10%–11% year over year. It expects net interest income growth of 12%–13% and expense growth of 6%–7%, resulting in about 400 basis points of positive operating leverage. This outlook assumes that the operating environment remains broadly constructive, interest rates follow the market-implied path, and normal seasonal patterns in client activity emerge.
Investment services fees rose 13% in fiscal Q2 2026 due to net new business and higher client activity and market values. ETF-related assets reached $4.4 trillion, up 35%, while alternative assets under custody and/or administration grew 17%. Issuer Services fees also rose 23%, and clearing and collateral management fees increased 18%, with average collateral balances of $8.2 trillion.
BNY uses artificial intelligence to increase operating capacity and improve products and the client experience, and management said on July 15, 2026 that about 40% of the code written by its engineers is now written using it. The annual engineering budget is about $4 billion, but the company did not disclose a separate figure for savings or revenue generated by artificial intelligence. In digital assets, BNY expanded its relationship with Circle to integrate institutional custody with USDC issuance and redemption capabilities, leveraging its role in custodying USDC reserves.
BNY returned about $1.5 billion to common shareholders in fiscal Q2 2026, bringing the first-half total to $2.8 billion at a total payout ratio of 87%. The company raised its quarterly dividend 19% to $0.63 per share beginning that quarter. At quarter-end, the common equity tier 1 capital ratio was 11%, the tier 1 leverage ratio was 5.9%, the liquidity coverage ratio was 111%, and the net stable funding ratio was 130%.