| Factor | Score | Distribution | Value | Avg | Rank |
|---|---|---|---|---|---|
Valuation | 75 | 15.3x | 17.8x | Top tier | |
Growth | 5 | -7.0% | 7.1% | Bottom tier | |
Quality | 32 | 1.9% | 4.5% | Bottom tier | |
Safety | 21 | 72.6x | 2.6x | Bottom tier | |
Capital Return | 48 | 28.83% | 2.12% | Around median | |
Momentum | 2 | -54.7% | 2.9% | Bottom tier | |
Sentiment | 89 | 4 | 3 | Top tier |
Estimates — analyst targets and a simplified DCF, not investment advice.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
Arbor Realty Trust is a real estate finance company listed under the ticker ABR on NYSE, and generates its income through balance-sheet real estate lending, originating and selling loans through its agency platform, loan servicing fees, and single-family rental and construction financing. As of March 31, 2026, its investment portfolio totaled approximately $12 billion with a gross yield of 7.03%, while its fee-earning servicing portfolio totaled $36.3 billion with an average servicing fee of 35.5 basis points, supporting expected annual gross income of approximately $129 million.
In fiscal Q2 2026, Arbor Realty Trust reported revenue of $293.6 million, compared with $292.6 million in fiscal Q1 2026, representing limited quarter-over-quarter growth of approximately 0.3%. However, the net result shifted from a profit of $11.0 million and zero earnings per share in fiscal Q1 2026 to a net loss of $27.0 million and a loss per share of $0.20 in fiscal Q2 2026; the net loss was equivalent to approximately 9.2% of revenue.
Operating data for fiscal Q1 2026 highlights the platform's diversification, with total agency volume of $795 million, including an $88 million CMBS brokerage transaction, while balance-sheet loan originations totaled $400 million, single-family rental loans totaled $125 million, and one construction financing transaction totaled $113 million. In contrast, the company ended the period with approximately $1 billion in nonperforming assets, split between approximately $500 million in delinquent loans and approximately $500 million in owned real estate assets, making the resolution of the legacy portfolio the most important factor in profitability.
Automated analysis for informational purposes only — not investment advice.
The average analyst price target is $5, identical to both the highest and lowest targets, with the consensus rated Buy; the narrow range at a single figure means the provided data show no variation among estimates. This target is close to the bottom of the 52-week range of $4.73 and approximately 60% below its high of $12.58, while no valid price-to-earnings multiple is available because of the loss recorded in fiscal Q2 2026. This contraction in the valuation anchor reflects the risks from approximately $1 billion in nonperforming assets, the distribution reduction, and the losses and provisions expected during the resolution of the legacy portfolio, despite the potential for income improvement if resolution and redeployment efforts succeed.
Figures in the text are as of 2026-09-05; the live price is shown at the top of the page.
Arbor Realty Trust generates income from balance-sheet loans, originating and selling agency loans, mortgage servicing fees, and single-family rental and construction financing. As of March 31, 2026, the investment portfolio totaled approximately $12 billion with a gross yield of 7.03%. The fee-earning servicing portfolio also totaled $36.3 billion with an average fee of 35.5 basis points and an estimated remaining life of six years. The company estimated annual gross income from this portfolio at approximately $129 million.
EDGAR data showed a net loss of $27.0 million and a loss per share of $0.20 in fiscal Q2 2026, compared with net income of $11.0 million and zero earnings per share in the previous quarter. Revenue increased only modestly from $292.6 million to $293.6 million between the two periods. Management had explained on May 8, 2026 that non-interest-earning assets, repricing of legacy loans, and temporary financing costs were pressuring earnings. The provided data do not include a complete breakdown of the loss items recorded in Q2, so the loss cannot be attributed to one specific item.
The company ended fiscal Q1 2026 with approximately $500 million in delinquent loans and approximately $500 million in OREO assets, totaling nearly $1 billion in nonperforming assets. This total was approximately $100 million, or 9%, lower than in the previous quarter after $200 million in resolutions. As of May 8, 2026, management was targeting a reduction in OREO to between $250 million and $300 million by the end of fiscal 2026. Its plan included estimated sales of between $100 million and $150 million in Q2 and between $200 million and $250 million during Q3 and Q4.
The company generated distributable earnings of $37.4 million, or $0.18 per share, in fiscal Q1 2026 after excluding one-time realized losses of $23 million. In May 2026, the board of directors reduced the quarterly distribution to $0.17 per share. Management estimated distributable earnings for Q2 at approximately $0.15 per share, or $0.17 after excluding a nonrecurring financing burden of $0.02. The company based the new distribution level on its expectation that distributable earnings would be approximately $0.17 in fiscal Q2 and Q3 2026.
Total agency volume was $795 million in fiscal Q1 2026, while balance-sheet loan originations totaled $400 million. In the single-family rental business, the company originated $125 million in loans during the quarter, then stated on May 8, 2026 that it expected to exceed $300 million in Q2. Construction financing recorded a $113 million transaction in Q1, and the company expected to close $250 million in Q2. The construction financing production target for fiscal 2026 ranges from $750 million to $1 billion.
Approximately 40% of the loan portfolio is concentrated in Texas and Florida, according to the question addressed by management on the May 8, 2026 call. Management described weakness extending over 24 months in these two markets and in Atlanta, with effects on occupancy, tenant quality, and delinquencies. It noted that occupancy at some assets declined from 90% to 75% over short periods. In contrast, management said it was seeing stabilization in rents, occupancy, and operating income after strengthening asset management and changing the management of certain properties or taking control of them.
