AM Best Upgrades Enact Holdings Credit Rating to Excellent

Key Facts

1AM Best upgraded the Financial Strength Rating of Enact's operating subsidiaries to A (Excellent) from A- (Excellent).

2The Long-Term Issuer Credit Rating for Enact Holdings, Inc. was upgraded to 'a' from 'a-'.

In a move reflecting growing confidence in the mortgage insurance sector, AM Best has announced an upgrade to the credit ratings of Enact Holdings. According to reports, the agency raised the Financial Strength Rating of Enact's operating subsidiaries to A (Excellent) from A- (Excellent), while also upgrading the Long-Term Issuer Credit Rating for Enact Holdings, Inc. to 'a' from 'a-'.

The decision is driven by the company's strong balance sheet and adequate operating performance, alongside its favorable business profile in the market. According to analyst assessments, an upgrade to 'Excellent' status typically helps lower borrowing costs and improves market confidence in an insurance firm's stability and long-term obligations.

In the equity markets, ACT shares stood at $48.48 at close on September 17, 2026, after reaching a day high of $49.22. Looking ahead, investors are monitoring broader economic indicators such as the NY Empire State Manufacturing Index, which recently showed a reading of 7.6 on September 15, 2026, down from its previous level of 20.6.