The 30-Year Mortgage Rate is the average interest rate for the most popular mortgage product in the United States. It is a critical benchmark for housing affordability, as it determines the monthly payments for the majority of home buyers. This rate is highly sensitive to the 10-year Treasury yield and Federal Reserve policy decisions. Changes in this rate directly impact the purchasing power of consumers and the overall health of the real estate sector.
The rate is calculated based on the MBA's weekly survey of mortgage lenders, representing the average contract interest rate for 30-year fixed-rate mortgages. The data is adjusted to reflect typical loan terms and borrower profiles.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 27, 2026 | 6.66 | — | — |
| Aug 20, 2026 | 6.65 | — | — |
| Aug 13, 2026 | 6.67 | — | — |
| Aug 6, 2026 | 6.69 | — | — |
| Jul 30, 2026 | 6.66 | — | — |
| Jul 23, 2026 | 6.58 | — | — |
| Jul 16, 2026 | 6.55 | — | — |
| Jul 9, 2026 | 6.49 | — | — |
| Jul 2, 2026 | 6.43 | — | — |
| Jun 25, 2026 | 6.49 | — | — |
| Jun 18, 2026 | 6.47 | — | — |
| Jun 11, 2026 | 6.52 | — | — |
| Jun 4, 2026 | 6.48 | — | — |
| May 28, 2026 | 6.53 | — | — |
| May 21, 2026 | 6.51 | — | — |
| May 14, 2026 | 6.36 | — | — |
| May 7, 2026 | 6.37 | — | — |
| Apr 30, 2026 | 6.30 | — | — |
| Apr 23, 2026 | 6.23 | — | — |
| Apr 16, 2026 | 6.30 | — | — |
| Apr 9, 2026 | 6.37 | — | — |
| Mar 26, 2026 | 6.38 | — | — |
| Mar 19, 2026 | 6.22 | — | — |
| Mar 12, 2026 | 6.11 | — | — |
| Mar 5, 2026 | 6.00 | — | — |
| Feb 26, 2026 | 5.98 | — | — |
| Feb 19, 2026 | 6.01 | — | — |
| Feb 12, 2026 | 6.09 | — | — |
| Feb 5, 2026 | 6.11 | — | — |
| Jan 29, 2026 | 6.10 | — | — |
| Jan 22, 2026 | 6.09 | — | — |
| Jan 15, 2026 | 6.06 | — | — |
| Jan 8, 2026 | 6.16 | — | — |
| Dec 31, 2025 | 6.15 | — | — |
| Dec 24, 2025 | 6.18 | — | — |
| Dec 18, 2025 | 6.21 | — | — |
| Dec 11, 2025 | 6.22 | — | — |
| Dec 4, 2025 | 6.19 | — | — |
| Nov 26, 2025 | 6.23 | — | — |
| Nov 20, 2025 | 6.26 | — | — |
| Nov 13, 2025 | 6.24 | — | — |
| Nov 6, 2025 | 6.22 | — | — |
| Oct 30, 2025 | 6.17 | — | — |
| Oct 23, 2025 | 6.19 | — | — |
| Oct 16, 2025 | 6.27 | — | — |
| Oct 9, 2025 | 6.30 | — | — |
| Oct 2, 2025 | 6.34 | — | — |
| Sep 25, 2025 | 6.30 | — | — |
| Sep 18, 2025 | 6.26 | — | — |
| Sep 11, 2025 | 6.35 | — | — |
