This report measures the change in the total dollar amount of outstanding credit extended to individuals for personal consumption. It includes revolving credit like credit cards and non-revolving credit such as auto loans, but excludes loans secured by real estate. Increasing consumer credit is often a sign that consumers are confident in their financial future and are willing to spend.
The Federal Reserve compiles this data from reports provided by commercial banks, finance companies, and other credit providers. It calculates the net change by subtracting total repayments from the total amount of new credit extended during the month.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 7, 2026 | 14.17 | 10.50 | +3.67 |
| Jul 8, 2026 | -1.08 | 17.10 | -18.18 |
| Jun 5, 2026 | 20.70 | 18.00 | +2.70 |
| May 7, 2026 | 24.86 | 12.50 | +12.36 |
| Apr 7, 2026 | 8.85 | 10.00 | -1.15 |
| Mar 6, 2026 | 8.05 | 12.00 | -3.95 |
| Feb 6, 2026 | 24.05 | 8.00 | +16.05 |
| Jan 8, 2026 | 4.23 | 10.00 | -5.77 |
| Dec 5, 2025 | 9.18 | 10.50 | -1.32 |
| Nov 7, 2025 | 13.09 | 10.00 | +3.09 |
| Oct 7, 2025 | 0.36 | 13.50 | -13.14 |
| Sep 8, 2025 | 16.01 | 10.10 | +5.91 |
| Aug 7, 2025 | 7.37 | 7.00 | +0.37 |
| Jul 8, 2025 | 5.10 | 11.00 | -5.90 |
| Jun 6, 2025 | 17.87 | 10.85 | +7.02 |
| May 7, 2025 | 10.17 | 9.50 | +0.67 |
| Apr 7, 2025 | -0.81 | 15.20 | -16.01 |
| Mar 7, 2025 | 18.08 | 14.50 | +3.58 |
| Feb 7, 2025 | 40.85 | 12.35 | +28.50 |
| Jan 8, 2025 | -7.49 | 10.50 | -17.99 |
| Dec 6, 2024 | 19.24 | 10.00 | +9.24 |
| Nov 7, 2024 | 6.00 | 14.50 | -8.50 |
| Oct 7, 2024 | 8.93 | 12.00 | -3.07 |
| Sep 9, 2024 | 25.45 | 12.50 | +12.95 |
| Aug 7, 2024 | 8.93 | 10.00 | -1.07 |
| Jul 8, 2024 | 11.35 | 10.00 | +1.35 |
| Jun 7, 2024 | 6.40 | 11.00 | -4.60 |
| May 7, 2024 | 6.27 | 15.00 | -8.73 |
| Apr 5, 2024 | 14.12 | 15.00 | -0.88 |
| Mar 7, 2024 | 19.49 | 9.25 | +10.24 |
| Feb 7, 2024 | 1.56 | 16.00 | -14.44 |
| Jan 8, 2024 | 23.75 | 9.00 | +14.75 |
| Dec 7, 2023 | 5.13 | 9.00 | -3.87 |
| Nov 7, 2023 | 9.06 | 10.00 | -0.94 |
| Oct 6, 2023 | -15.63 | 11.70 | -27.33 |
| Sep 8, 2023 | 10.40 | 16.00 | -5.60 |
| Aug 7, 2023 | 17.85 | 13.00 | +4.85 |
| Jul 10, 2023 | 7.24 | 20.25 | -13.01 |
| Jun 7, 2023 | 23.01 | 22.00 | +1.01 |
| May 5, 2023 | 26.51 | 16.50 | +10.01 |
| Apr 7, 2023 | 15.29 | 19.00 | -3.71 |
| Mar 7, 2023 | 14.80 | 20.00 | -5.20 |
| Feb 7, 2023 | 11.56 | 25.00 | -13.44 |
| Jan 9, 2023 | 27.96 | 25.00 | +2.96 |
| Dec 7, 2022 | 27.08 | 28.30 | -1.22 |
| Nov 7, 2022 | 24.98 | 30.00 | -5.02 |
| Oct 7, 2022 | 32.24 | 24.50 | +7.74 |
| Sep 8, 2022 | 23.81 | 33.00 | -9.19 |
| Aug 5, 2022 | 40.15 | 25.00 | +15.15 |
| Jul 8, 2022 | 22.35 | 31.90 | -9.55 |
| Date | First print | Current | Revision |
|---|---|---|---|
| Jul 8, 2026 | -0.18 | -1.08 | -0.90 ↓ |
| May 7, 2026 | 24.9 | 24.9 | 0 ↓ |
| Apr 7, 2026 | 9.48 | 8.85 | -0.63 ↓ |
