Household Lending Growth YoY measures the annual percentage change in the total volume of credit extended to individuals and households. This indicator reflects consumer appetite for debt, which is closely linked to spending patterns, interest rate environments, and economic confidence. Strong growth in lending often precedes increased retail consumption and inflationary pressures.
Calculated by central banks by aggregating data from commercial banks and financial institutions regarding outstanding loans, mortgages, and consumer credit compared to the same month in the previous year.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Sep 25, 2026 | — | 3.20 | — |
| Aug 27, 2026 | 3.30 | 3.10 | +0.20 |
| Jul 27, 2026 | 3.20 | 3.20 | 0.00 |
| Jun 26, 2026 | 3.10 | 3.20 | -0.10 |
| May 29, 2026 | 3.00 | 3.20 | -0.20 |
| Apr 29, 2026 | 3.00 | 3.00 | 0.00 |
| Mar 26, 2026 | 3.00 | 3.10 | -0.10 |
| Feb 26, 2026 | 3.00 | 2.90 | +0.10 |
| Jan 29, 2026 | 2.90 | 2.80 | +0.10 |
| Dec 30, 2025 | 2.80 | 3.00 | -0.20 |
| Nov 27, 2025 | 2.90 | 2.80 | +0.10 |
| Oct 27, 2025 | 2.80 | 2.80 | 0.00 |
| Sep 25, 2025 | 2.70 | 2.70 | 0.00 |
| Aug 27, 2025 | 2.60 | 2.40 | +0.20 |
| Jul 25, 2025 | 2.40 | 2.30 | +0.10 |
| Jun 30, 2025 | 2.40 | 2.50 | -0.10 |
| May 28, 2025 | 2.30 | 2.30 | 0.00 |
| Apr 29, 2025 | 2.10 | 2.00 | +0.10 |
| Mar 27, 2025 | 1.90 | 1.90 | 0.00 |
| Feb 27, 2025 | 1.80 | 1.70 | +0.10 |
| Jan 29, 2025 | 1.60 | 1.50 | +0.10 |
| Dec 30, 2024 | 1.60 | 1.40 | +0.20 |
| Nov 27, 2024 | 1.30 | 1.10 | +0.20 |
| Oct 25, 2024 | 1.00 | 1.20 | -0.20 |
| Sep 26, 2024 | 0.90 | 1.00 | -0.10 |
| Aug 27, 2024 | 0.70 | 0.60 | +0.10 |
| Jul 25, 2024 | 0.70 | 1.10 | -0.40 |
| Jun 28, 2024 | 0.70 | 0.80 | -0.10 |
| May 29, 2024 | 0.50 | 0.70 | -0.20 |
| Apr 26, 2024 | 0.60 | 0.10 | +0.50 |
| Mar 27, 2024 | 0.40 | 0.20 | +0.20 |
| Feb 27, 2024 | 0.30 | 0.30 | 0.00 |
| Jan 26, 2024 | 0.40 | 0.30 | +0.10 |
| Dec 29, 2023 | 0.50 | 0.40 | +0.10 |
| Nov 27, 2023 | 0.60 | 0.50 | +0.10 |
| Oct 26, 2023 | 0.70 | 0.50 | +0.20 |
| Sep 27, 2023 | 0.70 | — | — |
| Aug 25, 2023 | 0.90 | 0.90 | 0.00 |
| Jul 27, 2023 | 1.10 | 1.30 | -0.20 |
| Jun 28, 2023 | 1.50 | 1.70 | -0.20 |
| May 29, 2023 | 1.90 | — | — |
| Apr 28, 2023 | 2.30 | — | — |
| Mar 27, 2023 | 2.80 | — | — |
| Feb 27, 2023 | 3.20 | — | — |
| Jan 27, 2023 | 3.50 | — | — |
| Dec 28, 2022 | 4.10 | — | — |
| Nov 25, 2022 | 4.50 | — | — |
| Oct 27, 2022 | 5.10 | — | — |
| Sep 27, 2022 | 5.60 | — | — |
| Aug 25, 2022 | 5.90 | — | — |
| Jul 27, 2022 | 6.20 | — | — |
| Date | First print | Current | Revision |
|---|---|---|---|
| Apr 29, 2026 | 3.10 | 3 | -0.10 ↓ |
