Bank Lending YoY measures the annual change in the total outstanding balance of loans provided by commercial banks to the private sector. It is a key indicator of credit availability and the appetite for investment among businesses and households. Growth in lending is essential for financing business expansion and supporting consumer spending on large items like housing.
The data is compiled from monthly balance sheets submitted by financial institutions to the central bank. The YoY figure compares the total stock of credit at the end of the current month with the same month of the previous year.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Sep 7, 2026 | — | 5.50 | — |
| Aug 9, 2026 | 5.40 | 5.70 | -0.30 |
| Jul 7, 2026 | 5.70 | 5.80 | -0.10 |
| Jun 7, 2026 | 5.70 | 5.60 | +0.10 |
| May 12, 2026 | 5.40 | 4.60 | +0.80 |
| Apr 9, 2026 | 4.80 | 4.40 | +0.40 |
| Mar 8, 2026 | 4.50 | 4.40 | +0.10 |
| Feb 8, 2026 | 4.50 | 4.50 | 0.00 |
| Jan 12, 2026 | 4.40 | 4.10 | +0.30 |
| Dec 7, 2025 | 4.20 | 4.00 | +0.20 |
| Nov 10, 2025 | 4.10 | 3.80 | +0.30 |
| Oct 9, 2025 | 3.80 | 3.70 | +0.10 |
| Sep 7, 2025 | 3.60 | 3.20 | +0.40 |
| Aug 7, 2025 | 3.20 | 2.70 | +0.50 |
| Jul 7, 2025 | 2.80 | 2.30 | +0.50 |
| Jun 8, 2025 | 2.40 | 2.40 | 0.00 |
| May 11, 2025 | 2.40 | 2.80 | -0.40 |
| Apr 9, 2025 | 2.80 | 3.10 | -0.30 |
| Mar 9, 2025 | 3.10 | 3.10 | 0.00 |
| Feb 9, 2025 | 3.00 | 3.10 | -0.10 |
| Jan 13, 2025 | 3.10 | 3.10 | 0.00 |
| Dec 8, 2024 | 3.00 | 2.60 | +0.40 |
| Nov 10, 2024 | 2.70 | 2.70 | 0.00 |
| Oct 9, 2024 | 2.70 | 3.00 | -0.30 |
| Sep 8, 2024 | 3.00 | 3.20 | -0.20 |
| Aug 7, 2024 | 3.20 | 3.20 | 0.00 |
| Jul 7, 2024 | 3.20 | 3.10 | +0.10 |
| Jun 9, 2024 | 3.00 | 3.10 | -0.10 |
| May 9, 2024 | 3.10 | 3.10 | 0.00 |
| Apr 9, 2024 | 3.20 | 3.10 | +0.10 |
| Mar 7, 2024 | 3.00 | 2.90 | +0.10 |
| Feb 7, 2024 | 3.10 | 3.20 | -0.10 |
| Jan 11, 2024 | 3.10 | 2.80 | +0.30 |
| Dec 7, 2023 | 2.80 | 2.80 | 0.00 |
| Nov 8, 2023 | 2.80 | 2.80 | 0.00 |
| Oct 11, 2023 | 2.90 | 3.10 | -0.20 |
| Sep 7, 2023 | 3.10 | 2.80 | +0.30 |
| Aug 7, 2023 | 2.90 | 3.10 | -0.20 |
| Jul 9, 2023 | 3.20 | 1.60 | +1.60 |
| Jun 7, 2023 | 3.40 | 3.30 | +0.10 |
| May 10, 2023 | 3.20 | 2.90 | +0.30 |
| Apr 11, 2023 | 3.00 | 1.80 | +1.20 |
| Mar 7, 2023 | 3.30 | 2.90 | +0.40 |
| Feb 7, 2023 | 3.10 | 2.60 | +0.50 |
| Jan 11, 2023 | 2.70 | 2.80 | -0.10 |
| Dec 7, 2022 | 2.70 | 2.50 | +0.20 |
| Nov 8, 2022 | 2.70 | 2.40 | +0.30 |
| Oct 12, 2022 | 2.30 | 2.20 | +0.10 |
| Sep 7, 2022 | 1.90 | 1.90 | 0.00 |
| Aug 7, 2022 | 1.80 | 0.90 | +0.90 |
| Jul 7, 2022 | 1.30 | 0.70 | +0.60 |
