Mortgage Lending measures the total value of new mortgage loans approved by UK banks and building societies for home purchases. This indicator is a key barometer for the health of the UK housing market and overall consumer confidence. High levels of mortgage lending often precede increases in house prices and broader economic activity related to the construction and retail sectors.
The data is compiled by the Bank of England based on monthly returns from monetary financial institutions, reflecting the gross value of loans secured on dwellings.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Sep 1, 2026 | 4.29 | 4.60 | -0.31 |
| Jul 29, 2026 | 7.68 | 3.95 | +3.73 |
| Jun 29, 2026 | 3.27 | 4.60 | -1.33 |
| Jun 2, 2026 | 4.37 | 5.80 | -1.43 |
| May 1, 2026 | 6.83 | 4.20 | +2.63 |
| Mar 30, 2026 | 5.22 | 4.10 | +1.12 |
| Mar 2, 2026 | 4.08 | 4.20 | -0.12 |
| Jan 30, 2026 | 4.60 | 4.50 | +0.10 |
| Jan 5, 2026 | 4.49 | 4.50 | -0.01 |
| Dec 1, 2025 | 4.27 | 4.50 | -0.23 |
| Oct 29, 2025 | 5.49 | 4.10 | +1.39 |
| Sep 29, 2025 | 4.31 | 4.80 | -0.49 |
| Sep 1, 2025 | 4.52 | 3.40 | +1.12 |
| Jul 29, 2025 | 5.34 | 0.80 | +4.54 |
| Jun 30, 2025 | 2.05 | 2.50 | -0.45 |
| Jun 2, 2025 | -0.76 | -0.50 | -0.26 |
| May 1, 2025 | 12.96 | 3.40 | +9.56 |
| Mar 31, 2025 | 3.29 | 4.20 | -0.91 |
| Mar 3, 2025 | 4.21 | 3.20 | +1.01 |
| Jan 30, 2025 | 3.57 | 2.60 | +0.97 |
| Jan 3, 2025 | 2.47 | 3.20 | -0.73 |
| Nov 29, 2024 | 3.44 | 2.85 | +0.59 |
| Oct 29, 2024 | 2.54 | 2.80 | -0.26 |
| Sep 30, 2024 | 2.86 | 2.20 | +0.66 |
| Aug 30, 2024 | 2.79 | 2.45 | +0.34 |
| Jul 29, 2024 | 2.65 | 1.20 | +1.45 |
| Jul 1, 2024 | 1.21 | 0.90 | +0.31 |
| May 31, 2024 | 2.41 | 0.45 | +1.96 |
| Apr 30, 2024 | 0.26 | 1.10 | -0.84 |
| Apr 2, 2024 | 1.51 | -0.15 | +1.66 |
| Feb 29, 2024 | -1.09 | 0.20 | -1.29 |
| Jan 30, 2024 | -0.83 | 0.25 | -1.08 |
| Jan 4, 2024 | -0.04 | -0.20 | +0.16 |
| Nov 29, 2023 | -0.05 | -0.10 | +0.05 |
| Oct 30, 2023 | -0.94 | 0.60 | -1.54 |
| Sep 29, 2023 | 1.22 | -0.16 | +1.38 |
| Aug 30, 2023 | 0.23 | -0.46 | +0.69 |
| Jul 31, 2023 | 0.14 | 0.10 | +0.04 |
| Jun 29, 2023 | -0.09 | -0.50 | +0.41 |
| Jun 1, 2023 | -1.38 | 0.30 | -1.68 |
| May 4, 2023 | 0.02 | 1.25 | -1.23 |
| Mar 29, 2023 | 0.74 | 2.40 | -1.66 |
| Mar 1, 2023 | 2.54 | 2.95 | -0.41 |
| Jan 31, 2023 | 3.24 | 4.00 | -0.76 |
| Jan 4, 2023 | 4.36 | 3.70 | +0.66 |
| Nov 29, 2022 | 3.97 | 5.02 | -1.06 |
| Oct 31, 2022 | 6.06 | 5.60 | +0.46 |
| Sep 30, 2022 | 6.14 | 4.90 | +1.24 |
| Aug 30, 2022 | 5.05 | 5.05 | +0.00 |
| Jul 29, 2022 | 5.27 | 5.40 | -0.13 |
| Date | First print | Current | Revision |
|---|---|---|---|
| Jul 29, 2026 | 7.73 | 7.68 | -0.05 ↓ |
| Jun 29, 2026 | 2.89 | 3.27 | +0.38 ↑ |
| Jun 2, 2026 | 4.37 | 4.37 | 0 ↓ |
| May 1, 2026 | 6.15 | 6.83 | +0.68 ↑ |
| Mar 30, 2026 | 4.84 | 5.22 | +0.38 ↑ |
