This indicator measures the annual percentage change in the total value of outstanding loans granted to households by monetary financial institutions. It includes credit for consumption, house purchases, and other lending purposes, serving as a key gauge of consumer confidence and credit conditions. High growth in household loans often signals increased consumer spending and potential future inflationary pressure, while low growth may indicate economic cooling.
The data is compiled by the central bank based on monthly balance sheet statistics of financial institutions, adjusted for loan sales and securitizations to reflect true lending growth.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 27, 2026 | 3.10 | 2.90 | +0.20 |
| Jul 27, 2026 | 3.00 | 3.10 | -0.10 |
| Jun 29, 2026 | 3.00 | 2.90 | +0.10 |
| Jun 1, 2026 | 3.00 | 3.00 | 0.00 |
| Apr 29, 2026 | 3.00 | 3.10 | -0.10 |
| Jan 29, 2026 | 3.00 | 2.90 | +0.10 |
| Jan 2, 2026 | 2.90 | 2.80 | +0.10 |
| Nov 27, 2025 | 2.80 | 2.60 | +0.20 |
| Oct 27, 2025 | 2.60 | 2.60 | 0.00 |
| Sep 25, 2025 | 2.50 | 2.30 | +0.20 |
| Aug 28, 2025 | 2.40 | 2.40 | 0.00 |
| Jul 25, 2025 | 2.20 | 1.90 | +0.30 |
| Jun 30, 2025 | 2.00 | 2.00 | 0.00 |
| May 30, 2025 | 1.90 | 1.80 | +0.10 |
| Apr 29, 2025 | 1.70 | 1.60 | +0.10 |
| Mar 27, 2025 | 1.50 | 1.40 | +0.10 |
| Feb 27, 2025 | 1.30 | 1.20 | +0.10 |
| Jan 29, 2025 | 1.10 | 1.00 | +0.10 |
| Jan 2, 2025 | 0.90 | 0.90 | 0.00 |
| Nov 28, 2024 | 0.80 | 0.80 | 0.00 |
| Oct 25, 2024 | 0.70 | 0.80 | -0.10 |
| Sep 26, 2024 | 0.60 | 0.60 | 0.00 |
| Aug 28, 2024 | 0.50 | 0.50 | 0.00 |
| Jul 25, 2024 | 0.30 | 0.50 | -0.20 |
| Jun 27, 2024 | 0.30 | 0.30 | 0.00 |
| May 29, 2024 | 0.20 | 0.40 | -0.20 |
| Apr 26, 2024 | 0.20 | 0.30 | -0.10 |
| Mar 28, 2024 | 0.30 | 0.40 | -0.10 |
| Feb 27, 2024 | 0.30 | 0.40 | -0.10 |
| Jan 26, 2024 | 0.30 | 0.60 | -0.30 |
| Jan 2, 2024 | 0.50 | 0.30 | +0.20 |
| Nov 28, 2023 | 0.60 | 0.70 | -0.10 |
| Oct 25, 2023 | 0.80 | 1.00 | -0.20 |
| Sep 27, 2023 | 1.00 | 1.20 | -0.20 |
| Aug 28, 2023 | 1.30 | 1.40 | -0.10 |
| Jul 26, 2023 | 1.70 | 1.70 | 0.00 |
| Jun 28, 2023 | 2.10 | 2.30 | -0.20 |
| May 30, 2023 | 2.50 | 2.70 | -0.20 |
| May 2, 2023 | 2.90 | 2.80 | +0.10 |
| Mar 27, 2023 | 3.20 | 3.20 | 0.00 |
| Feb 27, 2023 | 3.60 | 3.70 | -0.10 |
| Jan 27, 2023 | 3.80 | 4.20 | -0.40 |
| Dec 29, 2022 | 4.10 | 4.10 | 0.00 |
| Nov 28, 2022 | 4.20 | 4.40 | -0.20 |
| Oct 26, 2022 | 4.40 | 4.50 | -0.10 |
| Sep 27, 2022 | 4.50 | 4.60 | -0.10 |
| Aug 26, 2022 | 4.50 | 4.60 | -0.10 |
| Jul 27, 2022 | 4.60 | 4.30 | +0.30 |
| Jun 29, 2022 | 4.60 | 4.60 | 0.00 |
| May 27, 2022 | 4.50 | 4.40 | +0.10 |
| Date | First print | Current | Revision |
|---|---|---|---|
| Jun 29, 2026 | 3.10 | 3 | -0.10 ↓ |
