The Home Loans Month-over-Month (MoM) indicator measures the percentage change in the number of new loan commitments for owner-occupied housing in Australia. It is a vital gauge of the health of the housing market and consumer confidence, as home purchases are significant financial commitments. Rising home loan numbers often precede increased construction activity and retail spending on household goods. Economists monitor this data to assess the impact of interest rate changes on the credit market.
Data is collected by the Australian Bureau of Statistics from banks and other financial institutions. The MoM figure compares the total number of new owner-occupier loan approvals in the current month to the previous month, adjusted for seasonal variations.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 14, 2026 | -1.90 | — | — |
| May 13, 2026 | -3.50 | — | — |
| Feb 11, 2026 | 9.40 | — | — |
| Nov 12, 2025 | 4.70 | 2.50 | +2.20 |
| Nov 1, 2024 | 0.10 | 0.30 | -0.20 |
| Oct 4, 2024 | 0.70 | -0.50 | +1.20 |
| Sep 6, 2024 | 2.90 | 1.00 | +1.90 |
| Aug 2, 2024 | 0.50 | -1.00 | +1.50 |
| Jul 8, 2024 | -2.00 | 2.00 | -4.00 |
| Jun 6, 2024 | 4.30 | 1.20 | +3.10 |
| May 3, 2024 | 2.80 | 1.00 | +1.80 |
| Apr 8, 2024 | 1.60 | 2.25 | -0.65 |
| Mar 7, 2024 | -4.60 | 1.10 | -5.70 |
| Feb 2, 2024 | -5.60 | 1.50 | -7.10 |
| Jan 12, 2024 | 0.50 | — | — |
| Dec 4, 2023 | 5.60 | 0.80 | +4.80 |
| Nov 2, 2023 | -0.10 | 1.20 | -1.30 |
| Oct 3, 2023 | 2.60 | -1.30 | +3.90 |
| Sep 1, 2023 | -1.90 | -1.00 | -0.90 |
| Aug 1, 2023 | -2.80 | 1.65 | -4.45 |
| Jul 3, 2023 | 4.00 | 4.00 | 0.00 |
| Jun 2, 2023 | -3.80 | 3.00 | -6.80 |
| May 5, 2023 | 5.50 | -1.00 | +6.50 |
| Apr 3, 2023 | -1.20 | -3.00 | +1.80 |
| Mar 3, 2023 | -4.90 | -3.50 | -1.40 |
| Feb 3, 2023 | -4.20 | -2.75 | -1.45 |
| Jan 13, 2023 | -3.80 | -3.00 | -0.80 |
| Dec 2, 2022 | -2.90 | -4.50 | +1.60 |
| Nov 2, 2022 | -9.30 | -2.65 | -6.65 |
| Oct 4, 2022 | -2.70 | -3.50 | +0.80 |
| Sep 1, 2022 | -7.00 | -3.00 | -4.00 |
| Aug 2, 2022 | -3.30 | -3.00 | -0.30 |
| Jul 4, 2022 | 2.10 | -2.00 | +4.10 |
| Jun 3, 2022 | -7.30 | -1.00 | -6.30 |
| May 4, 2022 | 0.90 | -2.00 | +2.90 |
| Apr 1, 2022 | -4.70 | 1.00 | -5.70 |
| Mar 1, 2022 | 1.00 | 2.00 | -1.00 |
| Feb 1, 2022 | 5.30 | 1.20 | +4.10 |
| Jan 14, 2022 | 7.60 | 0.10 | +7.50 |
| Dec 2, 2021 | -4.10 | 1.00 | -5.10 |
| Nov 1, 2021 | -2.70 | -2.00 | -0.70 |
| Oct 1, 2021 | -6.60 | -2.00 | -4.60 |
| Sep 2, 2021 | -0.40 | -2.00 | +1.60 |
| Date | First print | Current | Revision |
|---|---|---|---|
| May 13, 2026 | -4.30 | -3.50 | +0.80 ↑ |
| Feb 11, 2026 | 10.6 | 9.40 | -1.20 ↓ |
