The information provided on EL7.AI is for educational and informational purposes only and does not constitute financial advice.
The information provided on EL7.AI is for educational and informational purposes only and does not constitute financial advice.
| Factor | Score | Distribution | Value | Avg | Verdict |
|---|---|---|---|---|---|
Valuation | 33 | 27.0x | 20.1x | Below average | |
Growth | 56 | 16.8% | 5.6% | Near average | |
Quality | 78 | 102.2% | 7.6% | Above average | |
Safety | 68 | 0.2x | 0.4x | Above average | |
Capital Return | 39 | 0.69% | 2.19% | Near average | |
Momentum | 36 | — | — | Near average | |
Sentiment | 52 | — | — | Near average |
This section combines price targets, revision history, analyst coverage changes, and an AI summary of what changed on the Street.
The data shows relative stability in analyst sentiment for Mastercard stock over the past week, with a slight decline in the average price target of 0.28% over the last 30 days to reach $655.56. Despite this marginal adjustment, major financial institutions such as Truist, UBS, and RBC maintained positive ratings (Buy/Outperform), reflecting continued confidence in the company's operational performance despite slight fluctuations in price targets.
Ten ratios that matter, each compared against its sector median and average — so you can see whether a number is rich or cheap relative to peers in the same sector.
Mastercard Incorporated (MA · NYSE) is one of the largest leading global payment networks, functioning as a technological link to facilitate electronic payments and funds transfers between financial institutions, merchants, and cardholders in more than 150 currencies. The company's revenue model is based on domestic and international processing fees, network usage fees, in addition to providing an integrated and growing portfolio of Value-Added Services and Solutions (VAS) that include cybersecurity, data analytics, and artificial intelligence.
The financial results for the first quarter of 2026 showed strong performance; quarterly revenue reached $8.4 billion, accompanied by net income of $3.9 billion and earnings per share of $4.35. Net revenue grew by 12% year-over-year on a local currency-neutral basis, while net income increased by 15%, reflecting the network's resilience and its continuous expansion into international markets and innovative services.
On the revenue structure front, Value-Added Services and Solutions achieved outstanding growth of 18% year-over-year, driven by strong demand for cybersecurity and digital analytics solutions, while payment network revenue grew by 8%. Global Gross Dollar Volume (GDV) also grew by 7%, and Switched Transactions rose by 9% despite being affected by the completion of the Capital One debit portfolio migration.
Mastercard stock is currently trading at $477.68, which is near the low end of its 52-week range of ($477.68 - $601.77). Analyst consensus reflects a strong 'Buy' recommendation with an average price target of $655.56 (with a high of $739 and a low of $561), meaning the stock is currently trading at a clear discount and below the analysts' average price target.
Mastercard achieved strong results in the first quarter of 2026, with net revenue reaching $8.4 billion, a growth of 12% year-over-year on a local currency-neutral basis. The company also recorded net income of $3.9 billion, and earnings per share reached $4.35, supported by strong growth in the Value-Added Services segment of 18% and an increase in cross-border international spending volume of 13%.
Management indicated in the earnings call that the conflict in the Middle East region has put pressure on cross-border international travel since the end of February 2026. The GCC countries and Israel together represent about 7% of the company's total cross-border volume (inbound and outbound), and management's forecast assumes this conflict ends in the second quarter of 2026 with a gradual recovery in the second half.
Mastercard plans to acquire BVNK, a leader in stablecoin technologies, to enable the network to provide advanced services including sending, receiving, converting, and storing stablecoins. BVNK relies on a revenue model that charges basis point fees on transaction volume, opening up an entirely new market for Mastercard to process B2B payments and cross-border personal payments using stablecoins and tokenized deposits.
Automated analysis for informational purposes only — not investment advice.
The completion of the Capital One debit portfolio migration off the Mastercard network reduced the growth rate of Switched Transactions in the first quarter of 2026 by one percentage point, with growth registering 9% instead of 10% on a like-for-like basis. This migration also affected US debit Gross Dollar Volume (GDV) growth, bringing it to 1%, whereas it would have registered 7% without this migration.