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The information provided on EL7.AI is for educational and informational purposes only and does not constitute financial advice.
Nu Holdings reported a net income of $895 million and reached 131 million customer accounts. The company's efficiency ratio fell below 20%, with ARPAC rising 25% YoY to $15 in Q4'25. The company plans to enter the U.S. market targeting Latino customers to drive long-term growth.