JAPAN POST BANK Co., Ltd.: EPS JPY 0.3638 vs JPY 0.3163 expected; revenue JPY 5.52B
Key Facts
Q2 FY2027 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (JPY) | 0.3638 | 0.3163 | +15.0% | — |
| Revenue (JPY bn) | 5.5200 | — | — | — |
Recent reports: actual vs estimate
| Reported | Period | EPS (JPY) | Estimate | Surprise | Revenue (JPY bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Nov 13, 2026 | Q2 FY2027 | 0.3638 | 0.3163 | +15.0% | 5.52 | — | — |
| Aug 7, 2026 | Q1 FY2027 | 0.3065 | 0.2612 | +17.3% | 5.22 | — | — |
| May 15, 2026 | Q4 FY2026 | 0.2613 | 0.2266 | +15.3% | 4.70 | — | — |
| Feb 13, 2026 | Q3 FY2026 | 0.2450 | 0.2084 | +17.6% | — | — | — |
| Aug 8, 2025 | Q1 FY2026 | 0.2023 | 0.1975 | +2.4% | — | — | — |
| Nov 14, 2024 | Q2 FY2025 | 0.2435 | 0.1681 | +44.9% | — | — | — |
| Aug 9, 2024 | Q1 FY2025 | 0.1657 | 0.1447 | +14.5% | — | — | — |
| May 15, 2024 | Q4 FY2024 | 0.1692 | 0.1426 | +18.7% | 1.11 | — | — |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures.
JAPAN POST BANK Co., Ltd. results: EPS JPY 0.3638 vs JPY 0.3163 expected; revenue JPY 5.52B. The results cover the company's Q2 FY2027. EPS came in above analysts' estimate by 15.0%; revenue is not compared with the analysts' estimate: the estimate's currency could not be confirmed.
On its record, EPS topped analysts' estimates in 7 of 7 earlier comparable reports.
What the results mean
JAPAN POST BANK Co., Ltd. combines deposit taking with lending, investment services, remittances and settlement. This breadth makes profitability a function of the mix between banking intermediation and financial services, with deposit costs and returns on deployed funds central to the business.
Its extensive network and online banking channels support access to individual and institutional clients. Distribution of investment trusts, government bonds and insurance products, alongside mortgage and credit card intermediation, provides diverse income sources alongside lending.
What to watch on the earnings call: Deposit costs and mix, the deployment of funds across lending and investments, the income contribution from financial product distribution and remittance and settlement services, and network operating efficiency alongside the role of online channels in serving customers.
For the full analysis of JAPAN POST BANK Co., Ltd. stock — valuation, scores and financial statements — see the stock page linked with this story.