UniCredit S.p.A.: EPS $2.13 vs $2.13 expected; revenue $7.37B vs $7.35B
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 2.13 | 2.13 | — | 2.02 |
| Revenue (USD bn) | 7.37 | 7.35 | +0.2% | 7.22 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Nov 9, 2026 | Q3 FY2026 | 2.13 | 2.13 | — | 7.37 | 7.35 | +0.2% |
| Jul 23, 2026 | Q2 FY2026 | 2.22 | 2.11 | +5.2% | 7.45 | 7.46 | −0.1% |
| May 5, 2026 | Q1 FY2026 | 2.48 | 2.23 | +11.2% | 7.94 | 7.69 | +3.2% |
| Feb 9, 2026 | Q4 FY2025 | 1.43 | 1.42 | +0.7% | 6.68 | 6.98 | −4.4% |
| Oct 21, 2025 | Q3 FY2025 | 2.02 | 1.86 | +8.6% | 7.22 | — | — |
| Jul 23, 2025 | Q2 FY2025 | 2.54 | 1.87 | +35.8% | 8.23 | — | — |
| May 11, 2025 | Q1 FY2025 | 1.95 | 1.71 | +14.0% | 7.18 | — | — |
| Feb 10, 2025 | Q4 FY2024 | 1.07 | 1.27 | −15.7% | 6.23 | 5.89 | +5.8% |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
UniCredit S.p.A. results: EPS $2.13 vs $2.13 expected; revenue $7.37B vs $7.35B. The results cover the company's Q3 FY2026. EPS came in in line with analysts' estimate; revenue above the estimate by 0.2%. Figures are in USD as carried for this US-traded line; the company reports in EUR.
Revenue was up 2.0% from $7.22 billion a year earlier (Q3 FY2025). EPS was up 5.4% from $2.02 a year earlier. On its record, EPS topped analysts' estimates in 6 of 7 earlier comparable reports.
What the results mean
UniCredit provides banking and financial solutions across markets including Italy, Germany, Central Europe, Eastern Europe and Russia. This geographic footprint makes the distribution of activity across markets important to understanding the group's performance.
Examining the contribution of banking and financial activities in each market helps explain revenue sources. The varying contributions of these markets also make the group's performance closely linked to its geographic business mix and the services it provides.
What to watch on the earnings call: Geographic contributions to revenue, the nature of demand for banking and financial solutions, and management's discussion of how activity is distributed across markets and services.
For the full analysis of UniCredit S.p.A. stock — valuation, scores and financial statements — see the stock page linked with this story.