Itaú Unibanco Holding S.A.: EPS $0.21 vs $0.22 expected
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 0.21 | 0.22 | −4.5% | 0.18 |
| Revenue (USD bn) | — | — | — | 6.93 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Nov 3, 2026 | Q3 FY2026 | 0.21 | 0.22 | −4.5% | — | — | — |
| Aug 4, 2026 | Q2 FY2026 | 0.21 | 0.22 | −4.5% | 9.07 | 9.29 | −2.4% |
| May 5, 2026 | Q1 FY2026 | 0.20 | 0.22 | −9.1% | 8.88 | 9.41 | −5.6% |
| Feb 4, 2026 | Q4 FY2025 | 0.17 | 0.20 | −15.0% | 7.58 | — | — |
| Nov 4, 2025 | Q3 FY2025 | 0.18 | 0.18 | 0.0% | 6.93 | — | — |
| Aug 5, 2025 | Q2 FY2025 | 0.18 | 0.18 | 0.0% | — | — | — |
| May 8, 2025 | Q1 FY2025 | 0.18 | 0.16 | +12.5% | — | — | — |
| Feb 3, 2025 | Q4 FY2024 | 0.17 | 0.20 | −15.0% | 13.24 | — | — |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
Itaú Unibanco Holding S.A. results: EPS $0.21 vs $0.22 expected. The results cover the company's Q3 FY2026. EPS came in below analysts' estimate by 4.5%. Revenue figures are not available yet. Figures are in USD as carried for this US-traded line; the company reports in BRL.
EPS was up 16.7% from $0.18 a year earlier. On its record, EPS topped analysts' estimates in 1 of 7 earlier comparable reports.
What the results mean
Itaú Unibanco Holding combines banking for individuals and businesses with insurance and investment management. This diversity makes the contribution of lending, financial services and insurance central to interpreting group performance, with different business drivers across individual and institutional clients.
The bank’s activities include loans, credit cards and real estate financing, alongside investment and commercial banking and foreign exchange services. This mix links its business to clients’ financing, savings and investment needs, while insurance and asset management add income sources associated with financial protection and wealth management.
What to watch on the earnings call: The contributions of retail and wholesale banking to performance, the lending mix across loans, credit cards and real estate financing, the role of deposits in funding the business, contributions from insurance and investment management, and management’s comments on demand for commercial and investment banking services.
For the full analysis of Itaú Unibanco Holding S.A. stock — valuation, scores and financial statements — see the stock page linked with this story.
Latest Updates · 1
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Updated headline and body to include newly released revenue and net income figures for the third quarter.