CaixaBank, S.A.: EPS $0.086 vs $0.0857 expected; revenue $4.84B vs $4.85B
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 0.0860 | 0.0857 | — | — |
| Revenue (USD bn) | 4.8400 | 4.8500 | −0.1% | — |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 30, 2026 | Q3 FY2026 | 0.0860 | 0.0857 | — | 4.84 | 4.85 | −0.1% |
| Jul 28, 2026 | Q2 FY2026 | 0.0845 | 0.0824 | — | 4.79 | 4.80 | −0.1% |
| Apr 29, 2026 | Q1 FY2026 | 0.0860 | 0.0790 | — | 4.84 | 4.80 | +0.9% |
| Jan 30, 2026 | Q4 FY2025 | 0.0793 | 0.0758 | — | 4.94 | 4.82 | +2.4% |
| Jul 30, 2025 | Q2 FY2025 | 0.0797 | 0.0741 | — | 4.61 | 4.65 | −0.8% |
| Apr 30, 2025 | Q1 FY2025 | 0.0744 | — | — | 4.43 | 3.96 | +12.0% |
| Jan 31, 2025 | Q4 FY2024 | 0.0736 | — | — | 4.27 | — | — |
| Oct 31, 2024 | Q3 FY2024 | 0.0811 | — | — | 7.34 | — | — |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
CaixaBank, S.A. results: EPS $0.086 vs $0.0857 expected; revenue $4.84B vs $4.85B. The results cover the company's Q3 FY2026. EPS came in above analysts' estimate by $0.0003; revenue below the estimate by 0.1%. Figures are in USD as carried for this US-traded line; the company reports in EUR.
What the results mean
CaixaBank, S.A. serves individuals and businesses through retail, business, wealth management and investment banking activities, with a presence in Spain, Portugal and international markets. Reading its results therefore involves assessing how customer relationships translate into financing, payments, savings and investment activity.
Its business model combines financing income with service fees, insurance products and asset management. This diversity helps frame the sources of profitability, while deposit costs, loan quality and operating efficiency remain important drivers of its banking business. The supplied information does not establish how these drivers contributed to the reported results.
What to watch on the earnings call: Listen for management's discussion of financing demand, deposit costs and credit quality, alongside customer interest in savings, investment and insurance products. Discussion of contributions across business activities and expense control would also help clarify the sources and durability of profitability.
For the full analysis of CaixaBank, S.A. stock — valuation, scores and financial statements — see the stock page linked with this story.