Bank of Communications Co., Ltd.: EPS $1.00 vs $0.934 expected
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 1.000 | 0.934 | +7.1% | 0.730 |
| Revenue (USD bn) | — | — | — | 9.360 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 30, 2026 | Q3 FY2026 | 1.00 | 0.934 | +7.1% | — | — | — |
| Aug 28, 2026 | Q2 FY2026 | 0.81 | 0.811 | −0.1% | 10.32 | 10.32 | 0.0% |
| Apr 29, 2026 | Q1 FY2026 | 1.10 | 1.120 | −1.8% | 10.24 | 10.02 | +2.2% |
| Mar 27, 2026 | Q4 FY2025 | 0.99 | 1.110 | −10.8% | 9.48 | 9.09 | +4.2% |
| Oct 30, 2025 | Q3 FY2025 | 0.73 | 0.912 | −20.0% | 9.36 | 8.19 | +14.2% |
| Aug 29, 2025 | Q2 FY2025 | 0.86 | 0.766 | +12.3% | — | — | — |
| Apr 29, 2025 | Q1 FY2025 | 1.17 | 1.080 | +8.3% | 7.38 | 8.27 | −10.7% |
| Dec 31, 2024 | Q4 FY2024 | 1.15 | — | — | 8.65 | — | — |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
Bank of Communications Co., Ltd. results: EPS $1.00 vs $0.934 expected. The results cover the company's Q3 FY2026. EPS came in above analysts' estimate by 7.1%. Revenue figures are not available yet. Figures are in USD as carried for this US-traded line; the company reports in CNY.
EPS was up 37.0% from $0.73 a year earlier. On its record, EPS topped analysts' estimates in 2 of 6 earlier comparable reports.
What the results mean
Bank of Communications Co., Ltd. combines corporate and personal banking with treasury businesses. Understanding its operations centers on the ability of lending and deposit services to generate sustainable income, alongside the contribution of wealth management and investment banking services to revenue diversification.
Cash management, industrial chain financing and trade finance connect the bank to corporate customers' operating activities, while mortgages, cards and savings products connect it to personal customers' needs. This breadth makes funding costs, loan quality and the service mix important to understanding profitability, although the available material does not establish each activity's contribution to the results.
What to watch on the earnings call: The earnings call warrants attention to management's discussion of corporate and personal loan demand, deposit costs and their effect on lending margins, and credit quality and provisions. Also relevant is the role of wealth management, trade finance and treasury businesses in generating income, and how those activities relate to customer activity.
For the full analysis of Bank of Communications Co., Ltd. stock — valuation, scores and financial statements — see the stock page linked with this story.