Bank of China Limited: EPS $0.0283 vs $0.0283 expected
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 0.0283 | 0.0283 | — | 0.0279 |
| Revenue (USD bn) | — | — | — | 22.8500 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 30, 2026 | Q3 FY2026 | 0.0283 | 0.0283 | — | — | — | — |
| Aug 28, 2026 | Q2 FY2026 | 0.0309 | 0.0294 | — | 23.41 | 24.51 | −4.5% |
| Apr 29, 2026 | Q1 FY2026 | 0.0261 | 0.0275 | — | 25.92 | 22.54 | +15.0% |
| Mar 30, 2026 | Q4 FY2025 | 0.0279 | 0.0279 | — | 23.94 | 23.99 | −0.2% |
| Oct 28, 2025 | Q3 FY2025 | 0.0279 | 0.0253 | — | 22.85 | 22.60 | +1.1% |
| Aug 29, 2025 | Q2 FY2025 | 0.0292 | 0.0251 | — | 22.93 | 20.41 | +12.3% |
| Apr 28, 2025 | Q1 FY2025 | 0.0247 | 0.0248 | — | — | — | — |
| Oct 30, 2024 | Q3 FY2024 | 0.0277 | 0.0256 | — | 22.96 | 20.53 | +11.8% |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
Bank of China Limited results: EPS $0.0283 vs $0.0283 expected. The results cover the company's Q3 FY2026. EPS came in in line with analysts' estimate. Revenue figures are not available yet. Figures are in USD as carried for this US-traded line; the company reports in CNY.
EPS was up 1.4% from $0.0279 a year earlier.
What the results mean
Bank of China Limited’s results should be read in the context of its mix of corporate and personal lending, investment services, and insurance. Understanding its performance requires examining lending income alongside fees from payments, wealth management, and financial services.
Corporate banking connects trade finance with credit and foreign exchange services, while personal banking combines deposit gathering with lending and cards. Deposit costs, loan yields, and credit quality help explain these activities’ ability to generate profit.
Treasury, investment, and insurance operations add income sources with different drivers from lending. Interpreting the results therefore requires distinguishing client service contributions from investment and securities trading contributions, while considering asset and liability management.
What to watch on the earnings call: The earnings call merits attention to management’s discussion of credit demand, deposit funding costs, lending margins, and loan quality. Clarification of contributions from trade finance, payments, and wealth management would also be useful, alongside the role of treasury, investments, and insurance in income generation and risk management.
For the full analysis of Bank of China Limited stock — valuation, scores and financial statements — see the stock page linked with this story.