China CITIC Bank Corporation Limited: EPS $0.871 vs $0.867 expected; revenue $7.99B vs $8.05B
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 0.871 | 0.867 | +0.5% | 0.750 |
| Revenue (USD bn) | 7.990 | 8.050 | −0.8% | 12.200 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 29, 2026 | Q3 FY2026 | 0.8710 | 0.867 | +0.5% | 7.99 | 8.05 | −0.8% |
| Aug 26, 2026 | Q2 FY2026 | 0.7900 | 0.826 | −4.4% | 5.65 | 8.26 | — |
| Apr 29, 2026 | Q1 FY2026 | 1.0400 | 1.130 | −8.0% | 8.00 | 7.87 | +1.6% |
| Mar 20, 2026 | Q4 FY2025 | −0.1448 | 0.812 | — | 8.16 | 12.48 | — |
| Oct 30, 2025 | Q3 FY2025 | 0.7500 | 0.730 | +2.7% | 12.20 | 7.45 | — |
| Aug 28, 2025 | Q2 FY2025 | 0.7200 | 0.835 | −13.8% | 12.58 | — | — |
| Apr 29, 2025 | Q1 FY2025 | 0.9900 | 0.929 | +6.6% | 12.22 | 7.22 | — |
| Mar 26, 2025 | Q4 FY2024 | 0.8100 | 0.754 | +7.4% | 12.42 | — | — |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures. Figures are in USD as carried for this US-traded line; the company reports in another currency.
China CITIC Bank Corporation Limited results: EPS $0.871 vs $0.867 expected; revenue $7.99B vs $8.05B. The results cover the company's Q3 FY2026. EPS came in above analysts' estimate by 0.5%; revenue below the estimate by 0.8%. Figures are in USD as carried for this US-traded line; the company reports in CNY.
Revenue was down 34.5% from $12.20 billion a year earlier (Q3 FY2025). EPS was up 16.1% from $0.75 a year earlier. On its record, EPS topped analysts' estimates in 3 of 6 earlier comparable reports.
What the results mean
Shrinking revenue signals pressure on the income generated by China CITIC Bank Corporation Limited, but the available information does not identify its source. Understanding that pressure requires distinguishing lending income from treasury returns and banking service fees.
The bank operates through corporate banking, personal banking, and treasury operations. Its business drivers include lending, deposit gathering, settlement and remittance services, and asset management, alongside investment and trading in debt instruments, currencies, and derivatives. This breadth makes income mix, funding costs, and loan quality important to understanding its performance.
What to watch on the earnings call: Listen for management's explanation of the sources of revenue pressure, demand for corporate and personal loans, deposit costs, and lending margins. Loan quality and credit provisions also merit attention, along with the contribution of service fees and treasury operations to income and the management of expenses.
For the full analysis of China CITIC Bank Corporation Limited stock — valuation, scores and financial statements — see the stock page linked with this story.