UBS Group AG: EPS $0.85 vs $0.91 expected; revenue $13.4B vs $13.1B
Key Facts
Q3 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 0.85 | 0.91 | −6.6% | 0.76 |
| Revenue (USD bn) | 13.39 | 13.07 | +2.4% | 12.20 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 28, 2026 | Q3 FY2026 | 0.85 | 0.9100 | −6.6% | 13.39 | 13.07 | +2.4% |
| Jul 29, 2026 | Q2 FY2026 | 0.87 | 0.9000 | −3.3% | 13.35 | 13.40 | −0.4% |
| Apr 29, 2026 | Q1 FY2026 | 0.94 | 0.8500 | +10.6% | 13.64 | 13.16 | +3.7% |
| Feb 4, 2026 | Q4 FY2025 | 0.37 | 0.2500 | +48.0% | 12.20 | 11.71 | +4.2% |
| Oct 29, 2025 | Q3 FY2025 | 0.76 | 0.4875 | +55.9% | 12.20 | 11.92 | +2.3% |
| Jul 30, 2025 | Q2 FY2025 | 0.72 | 0.7000 | +2.9% | 11.55 | 11.57 | −0.2% |
| Apr 30, 2025 | Q1 FY2025 | 0.51 | 0.4200 | +21.4% | 11.90 | 11.66 | +2.1% |
| Feb 4, 2025 | Q4 FY2024 | 0.23 | 0.3100 | −25.8% | 11.06 | 11.17 | −1.0% |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures.
UBS Group AG results: EPS $0.85 vs $0.91 expected; revenue $13.4B vs $13.1B. The results cover the company's Q3 FY2026. EPS came in below analysts' estimate by 6.6%; revenue above the estimate by 2.4%.
Revenue was up 9.7% from $12.2 billion a year earlier (Q3 FY2025). EPS was up 11.8% from $0.76 a year earlier. On its record, EPS topped analysts' estimates in 5 of 7 earlier comparable reports.
What the results mean
UBS Group AG's business spans wealth management, banking and asset management. Revenue growth indicates an expanding income base, but without release details it is not possible to identify which activity drove that growth or how it translated into profitability.
Wealth management is tied to clients' needs for investment advice, planning and financing, while banking centers on deposits, lending and corporate services. Asset management adds diversity to income sources through a range of investment strategies, with activity linked to clients' appetite for investing.
What to watch on the earnings call: Listen for management's explanation of the sources of revenue growth, the role of client activity in wealth and asset management, and how deposit costs, credit costs and operating spending affect margins. Clarification of each business's contribution to profitability would help assess the quality of growth.
For the full analysis of UBS Group AG stock — valuation, scores and financial statements — see the stock page linked with this story.