OppFi Shares Close at $5.45 Ahead of Third-Quarter Results
Key Facts
OppFi shares, listed under the ticker OPFI, closed at $5.45 on Oct. 27, 2026, below the previous session’s close, according to EL7 data. The company had announced that its third-quarter results would be released before the market opened on Oct. 28, so those results had not been published by the close of trading on Oct. 27. The available facts do not support describing the stock’s move that day as a rally driven by an earnings beat. Nor is it valid to link the price change to results that had not yet been announced. The company scheduled a call to discuss the results and business outlook the following morning.
The stock closed at $5.45, compared with $5.47 on Oct. 26, ending the session lower. Trading on Oct. 27 ranged from a low of $5.42 to a high of $5.56, according to historical share data. The page showed that the closing change was a decline of 0.37% from the previous session. This means the stock’s intraday high above its closing price did not alter the session’s negative result. EL7 data confirms the closing price, while historical trading data provides the price range and daily change.
OppFi had scheduled the release of its third-quarter 2026 results before the market opened on Wednesday, Oct. 28, according to an investor relations announcement. The company said management would hold a call to discuss the results and business outlook at 8:30 a.m. Eastern Time that day. The results release and call therefore remained in the future when the company’s shares closed on Oct. 27. The next event investors were awaiting was the release of results, followed by management’s discussion of the company’s performance and outlook on the call. The available facts did not include third-quarter results or the market’s reaction to them.
In the latest quarterly results included in the evidence, the company reported total revenue of $145.2 million in the second quarter of 2026, up 1.9% year over year, according to its statement. Net income rose 36.0% to $15.6 million in the same quarter compared with the corresponding period a year earlier. But lending and credit-quality indicators moved in different directions: net originations fell 9.3% year over year. The net charge-off ratio to total revenue also rose to 39.5%, from 31.9% in the second quarter of 2025. These figures provide context for assessing the awaited third-quarter report, but do not represent results for that quarter.
OppFi maintained its fiscal 2026 revenue guidance at between $600 million and $625 million in its second-quarter update. Adjusted net income guidance ranged from $115 million to $130 million, while the company set adjusted earnings per share guidance at between $1.34 and $1.51. The scheduled third-quarter results announcement was expected to provide a new update on the company’s performance against these annual forecasts. Chief Executive Todd Schwartz said the company was advancing its pending acquisition of BNCCORP and BNC National Bank, preparing to launch a new line of credit and expanding its product roadmap. The Oct. 28 call is the announced time to discuss the results and business outlook, alongside the context of these plans and the annual guidance.