First Community Earnings Forecast at $0.769 per Share Ahead of Third-Quarter Results
Key Facts
No official announcement confirming First Community Bankshares’ third-quarter 2026 results was available, and the figures remained listed as estimates on the MarketBeat page reviewed. Ahead of the announcement, analysts forecast earnings of $0.769 per share and revenue of $47.19 million for the period. Actual third-quarter figures therefore remain pending the company’s announcement or disclosure.
The company’s latest published quarterly results were for the second quarter, announced on July 21, 2026. In its disclosure, the company said net income reached a record $22.51 million, surpassing the previous record of $14.64 million set in the third quarter of 2023. Net income rose 83.84% from $12.25 million in the second quarter of 2025. However, second-quarter profit included a pretax gain of $10.39 million from the sale of the company’s stake in Bearing Insurance. Net income alone therefore does not reflect the recurring banking business’s performance in that quarter.
In lending, net interest margin was 4.38% in the second quarter, up one basis point from the same period a year earlier, according to the company’s disclosure. Net interest income on a tax-equivalent basis also increased 13.87%, or $4.27 million, while the interest margin widened to 4.06%, up 9 basis points. The company attributed part of the increase in interest income to 13.52% annual growth in average interest-earning assets. Some of that asset growth was linked to the acquisition of Hometown Bancshares in the previous quarter. These indicators relate to the second quarter and do not establish the margin or income the company recorded in the third quarter.
On the balance sheet, consolidated assets totaled $3.61 billion on June 30, 2026, while First Community Bank operated 61 branches in Virginia, West Virginia, North Carolina and Tennessee. The disclosure showed nonperforming assets declined to $17.15 million at the end of June, from $19.11 million at the end of June 2025. Nonperforming loans also stood at 0.70% of total loans in the second quarter. These figures provide context on the bank’s size and asset quality ahead of the release of third-quarter-end data.
On July 21, the company declared a quarterly cash dividend of $0.33 per share, up 6.45% from the previous quarter, and said 2026 marked the 41st consecutive year of regular dividends to common shareholders. In trading on October 26, FCBC closed at $48.36, according to EL7 data. No verified price for the session’s high was available in the approved information. When third-quarter results are announced, the comparison will be between actual earnings per share and analysts’ forecast of $0.769, and between actual revenue and the forecast of $47.19 million.