Visa Inc.: EPS $3.48 vs $3.44 expected; revenue $12.14B vs $12.09B
Key Facts
Q4 FY2026 results
| Metric | Actual | Estimate | Surprise | Year ago |
|---|---|---|---|---|
| EPS (USD) | 3.48 | 3.44 | +1.2% | 2.98 |
| Revenue (USD bn) | 12.14 | 12.09 | +0.4% | 10.72 |
Recent reports: actual vs estimate
| Reported | Period | EPS (USD) | Estimate | Surprise | Revenue (USD bn) | Estimate | Surprise |
|---|---|---|---|---|---|---|---|
| Oct 27, 2026 | Q4 FY2026 | 3.48 | 3.44 | +1.2% | 12.14 | 12.09 | +0.4% |
| Jul 28, 2026 | Q3 FY2026 | 3.32 | 3.23 | +2.8% | 11.63 | 11.40 | +2.0% |
| Apr 28, 2026 | Q2 FY2026 | 3.31 | 3.10 | +6.8% | 11.23 | 10.75 | +4.5% |
| Jan 29, 2026 | Q1 FY2026 | 3.17 | 3.14 | +1.0% | 10.90 | 10.69 | +2.0% |
| Oct 28, 2025 | Q4 FY2025 | 2.98 | 2.97 | +0.3% | 10.72 | 10.62 | +1.0% |
| Jul 29, 2025 | Q3 FY2025 | 2.98 | 2.85 | +4.6% | 10.17 | 9.85 | +3.3% |
| Apr 29, 2025 | Q2 FY2025 | 2.76 | 2.68 | +3.0% | 9.59 | 9.55 | +0.4% |
| Jan 30, 2025 | Q1 FY2025 | 2.75 | 2.66 | +3.4% | 9.51 | 9.35 | +1.7% |
Source: Figures from the EL7 database. Estimates are the analyst consensus carried by our data vendor (FMP), not official figures.
Visa Inc. results: EPS $3.48 vs $3.44 expected; revenue $12.14B vs $12.09B. The results cover the company's Q4 FY2026. EPS came in above analysts' estimate by 1.2%; revenue above the estimate by 0.4%.
Revenue was up 13.2% from $10.72 billion a year earlier (Q4 FY2025). EPS was up 16.8% from $2.98 a year earlier. On its record, EPS topped analysts' estimates in 7 of 7 earlier comparable reports.
What the results mean
Revenue growth at Visa Inc. reflects an expansion of its digital payments business. The significance lies in its ability to turn its role connecting consumers, merchants and financial institutions into revenue from its processing network and related services.
The business rests on technology that enables secure and efficient payment authorization, clearing and settlement. Card products, digital platforms and value-added services complement that role, making the contributions of the network and supporting services central to understanding growth, without attributing it to a specific driver that the available material does not identify.
What to watch on the earnings call: The earnings call merits attention to management's explanation of revenue growth drivers and the contributions of the payment processing network and value-added services. Discussion of spending on technology infrastructure and transaction security, and how that spending affects operating efficiency and margins, also matters.
For the full analysis of Visa Inc. stock — valuation, scores and financial statements — see the stock page linked with this story.