TransUnion reports third-quarter results on October 27 amid 11% to 12% growth guidance
Key Facts
TransUnion reported results for the third quarter ended September 30, 2026, in a statement published on October 27, according to a GlobeNewswire summary. The company had scheduled the release for around 6:00 a.m. Central Time, with an investor call at 8:30 a.m. the same day. The announcement follows strong second-quarter performance, when reported revenue increased 15% year over year. However, actual third-quarter figures were not included in the materials available for this report, so no documented comparison between the results and prior guidance is available here. The main available benchmark remains the revenue range the company announced before the quarter began.
TransUnion’s third-quarter guidance called for revenue of between $1.292 billion and $1.310 billion, reported growth of between 11% and 12%, and constant-currency organic growth of between 6% and 8%. The company issued the forecast after second-quarter results, which showed revenue of $1.310 billion. Revenue growth in that quarter was 15% year over year, or 10% on an organic, constant-currency basis. The difference between the growth rates reflects the impact of currency, alongside revenue generated by existing operations. The third-quarter range provided a test of whether momentum recorded in the first half would continue, while the company’s estimate for organic growth remained below reported growth.
In the second quarter, the company’s segments showed a clear divergence: U.S. financial services revenue rose 18%, emerging markets revenue grew 9%, while consumer services revenue declined 3%. Total revenue growth in U.S. markets was 11% over the same period. CEO Chris Cartwright said the company was raising its annual outlook "reflecting strong momentum in the first half of the year, balanced against continued market uncertainty." These results set the performance of financial services and emerging markets against weakness in consumer services in the period before the third-quarter announcement. The breadth of growth across businesses and markets will also matter when comparing actual results with expectations, but third-quarter figures by segment are not available here.
Internationally, constant-currency organic growth improved to 6% in the second quarter, while revenue in Canada grew 10%, the company said. India and the U.K. recorded growth in the high single digits, according to the earnings statement. In the U.S., financial services and emerging markets led revenue growth, while a decline in consumer services reduced that business’s contribution. These figures provide context for comparing U.S. and international business performance, but they relate to the second quarter and do not show trends for the quarter ended in September. Third-quarter organic growth guidance was between 6% and 8%, above the reported international rate for the second quarter, although the two measures cover different scopes.
For fiscal 2026, the company’s guidance called for revenue of between $5.127 billion and $5.162 billion, constant-currency organic growth of between 8% and 9%, and adjusted diluted earnings per share of between $4.75 and $4.83. On September 23, TransUnion reaffirmed its third-quarter and full-year guidance for revenue, adjusted earnings before interest, taxes, depreciation and amortization, and adjusted diluted earnings per share. It also said the planned departure of Chief Financial Officer Todd Sileo was not expected to affect company operations or strategic priorities. Sileo was scheduled to leave his post on December 31, 2026, after 29 years at the company, and serve as a full-time adviser through March 1, 2027. The results announced on October 27 are the first actual update on the third quarter since that guidance was reaffirmed, while the results figures and any changes to the annual outlook remain unavailable in the evidence provided.