EL7.AI
StocksMedium•24 October 2026•
2 min read

Woori Bank Loans Reach 313 Trillion Won as Return on Equity Rises to 9.9%

Key Facts

1Woori Bank’s won-denominated loans reached 313 trillion won at the end of September, up 4.1% from the end of 2025.
2Return on equity rose to 9.9% in the first nine months, compared with 9% in the first half.
3The board approved a quarterly cash dividend of 220 won per share for the third quarter, and aims to keep the CET1 ratio above 13%.
4The ratio of selling, general and administrative expenses to income was 42.3% in the first nine months, down 0.8 percentage points.
5WF closed at $66.71 on October 23, 2026.

Woori Bank’s won-denominated loans reached 313 trillion won at the end of September 2026, up 4.1% from the end of the previous year, according to data reported by Aju Press. Over the same period, the group’s return on equity rose to 9.9% in the first nine months, compared with 9% in the first half, according to The Korea Herald. The figures show lending expanded and returns improved over the cumulative period. A Woori official said corporate lending focused on productive finance helped improve the ability to generate recurring earnings. The official added that strengthening the competitiveness of non-banking businesses, proactive risk management and greater cost efficiency supported the improvement.

The ratio of selling, general and administrative expenses to income fell to 42.3% in the first nine months, down 0.8 percentage points from the same period, according to Aju Press. That means the reported ratio was below its level a year earlier, while still representing 42.3% of income during the period. A Woori official linked the improved ability to generate recurring earnings to cost efficiency, alongside corporate loan growth and stronger non-banking businesses. The official also cited proactive risk management as a supporting factor. The expense figures provide context for the improvement in return on equity recorded over the nine months.

On shareholder returns, the group’s board approved a quarterly cash dividend of 220 won per share for the third quarter, according to Aju Press. The group said it aims to keep its Common Equity Tier 1 (CET1) capital ratio above 13%. The decision combines a specified cash dividend per share with a stated target for core capital. The available information did not include further details on the dividend payment date. Nor did the group specify a timetable for a subsequent review of its capital target.

In trading, WF closed at $66.71 on October 23, 2026, according to EL7 data. The close followed $69.17 on October 22, $70.51 on October 21, $70.82 on October 20 and $69.61 on October 19. The closing prices show that the October 23 level was below those of the previous four sessions. The available data do not include WF’s intraday trading range on October 23. The closing data coincided with the group’s financial results announcement that day, and the available information did not identify the reason for the share move.