Macro EconomyMedium•9 October 2026•
1 min read
US Household Debt Delinquencies Hit Highest Level Since 2010
Key Facts
1The portion of US families behind on loan payments soared to nearly 20% for the three-year period ended 2025, according to a Fed survey.
The portion of US families behind on loan payments soared to nearly 20% for the three-year period ended 2025. CNBC reported that the Federal Reserve survey data shows delinquency rates reaching their highest levels since the Great Recession recovery period in 2010.
The findings reflect growing financial strain on consumers as the delinquency rate jumped from 12% in the previous survey to the current level. This increase highlights the sustained pressure on household budgets between 2023 and 2025, signaling potential systemic credit risks within the US economy.