Affirm Earnings Preview: Strong Growth Expected in BNPL Sector

Key Facts

1Affirm is projected to report an EPS of $0.35 and revenue of $1.11 billion.

2Gross Merchandise Volume (GMV) is projected to grow by 29.3% with a 20.2% rise in active consumers.

3AFRM stock is trading at $76.45, showing a significant recovery from its year-to-date low.

Amid the ongoing expansion of fintech services, markets are awaiting Affirm Holdings' Q4 2026 earnings report. The company is projected to report an EPS of $0.35 and revenue of $1.11 billion, supported by a significant rise in transactions per active consumer. These projections reflect optimism regarding a 29.3% growth in Gross Merchandise Volume (GMV), signaling robust demand for Buy Now, Pay Later (BNPL) solutions.

These anticipated results come as AFRM stock shows a significant recovery from its year-to-date lows, holding above its 50-day moving average according to analyst reports. However, investors are closely monitoring the sector following reports of loan performance issues at competitor Klarna Group Plc, which places scrutiny on credit standards across the market. Current growth forecasts are underpinned by a projected 20.2% increase in active consumers on Affirm's platform.

Based on available data as of August 27, 2026, specific closing prices for the instrument were unavailable; however, focus remains on the company's ability to convert user growth into sustainable interest income. Regarding the economic calendar, recently released consumer confidence data from the UK and EU showed mixed sentiment, which may influence spending patterns on deferred payment platforms in the coming period.