EL7.AI
StocksMedium•22 July 2026•
1 min read

US Regional Banks QCRH and CHMG Report Strong Q2 2026 Earnings Growth

Key Facts

1QCR Holdings reported net income of $36.3 million for Q2 2026, representing a 28% year-over-year increase in diluted EPS.
2Chemung Financial Corporation reported net income of $8.8 million for Q2 2026, recovering from a net loss in the prior year's second quarter.

Reflecting resilience within the US regional banking sector, mid-cap lenders have reported strong financial results for the second quarter of 2026. QCR Holdings posted net income of $36.3 million, achieving a 28% year-over-year increase in diluted earnings per share. Meanwhile, Chemung Financial Corporation reported net income of $8.8 million, successfully recovering from a net loss recorded in the prior year's second quarter.

This positive performance is attributed to strength in commercial lending and capital markets revenue derived from housing tax credits, alongside improved asset quality.

Investors should monitor upcoming US economic data for further direction, as market data highlights the release of Michigan Consumer Sentiment and Housing Starts on July 17, 2026. These catalysts, along with scheduled speeches from Federal Reserve officials, will be critical in assessing the interest rate environment and its ongoing impact on regional bank profitability.