RedotPay Launches XRP-Backed Credit Card Across 100 Countries

Key Facts

In a move that strengthens the utility of digital assets in global payments, RedotPay has launched a new credit solution powered by the XRP Ledger across 100 countries. According to reports, this service allows users to pledge their XRP holdings as collateral to access RLUSD stablecoin credit lines, maintaining a loan-to-value ratio of 50%. This expansion aims to provide XRP holders with liquidity while allowing them to retain ownership of their digital assets.

This initiative comes amid significant growth in the stablecoin card sector, which has seen an 80% year-to-date surge in transaction volume. RedotPay is leveraging the efficiency of the XRP Ledger for international settlements, positioning XRP at the core of daily payment ecosystems. Per market data trends, this move reflects an increasing demand for integrating cryptocurrencies with traditional financial systems to facilitate cross-border transactions.

On the economic front, attention is focused on upcoming US data, including the Michigan Consumer Sentiment index scheduled for July 17, 2026, which may provide insights into consumer purchasing power and spending trends that indirectly influence the adoption of new payment solutions.