CryptoUpdated×23•Originally published 20 April 2026•Updated 22 April 2026•

1 min read

XRP Flips BNB to Become Third-Largest Crypto as Trading Volume Surpasses $1 Billion

Key Facts

1Ripple unveiled a four-phase roadmap to make the XRP Ledger quantum-resistant by 2028.

2The plan includes the rollout of hybrid cryptography and contingency plans for 'Q-Day'.

XRP has solidified its position as the third-largest cryptocurrency, bolstered by rising ETF inflows and accelerating DeFi adoption. In a significant strategic shift, the XRP Ledger (XRPL) is now surpassing Solana in the Real-World Assets (RWA) sector. The ecosystem received a further boost with the integration of the LOBSTR wallet, bringing 1.3 million users to the XRPL and enhancing overall usability. Furthering the utility, Ripple CTO David Schwartz clarified the role of the RLUSD stablecoin as a settlement tool. Following the Kelp DAO exploit, Schwartz confirmed that the XRPL is not exposed to similar attacks, emphasizing the inherent safety of the network's bridge design. Alongside these assurances, Ripple is preparing for a transition to post-quantum cryptography (PQC) by 2028, while the asset maintains its position above the key $1.42 support level.

about 1 month ago

Version History

6 additional sources confirmed this story

Version 23about 1 month ago

What changed: Added details regarding the integration of the LOBSTR wallet into the XRPL ecosystem, potentially adding 1.3 million users.

Version 22about 1 month ago

What changed: Added specific context regarding the Kelp DAO exploit as the catalyst for the security concerns addressed by Ripple's CTO.

Version 21about 1 month ago

What changed: Added new details regarding the utility of the RLUSD stablecoin as a settlement tool and its technical governance features.

Version 20about 1 month ago

What changed: Updated the story to include new on-chain data showing an unprecedented spike in AccountSet transactions and a broader surge in overall network usage.

Version 19about 1 month ago

What changed: The story was updated to include the XRP Ledger surpassing Solana in the Real-World Assets (RWA) sector and its strengthened competitive position in the blockchain industry.

Version 18about 1 month ago

What changed: The story was updated to include specific technical context regarding the 'Q-day' threat and the transition to post-quantum cryptography (PQC) as the primary driver for the 2028 roadmap.

Version 17about 1 month ago

What changed: Added specific price action data ($1.43) and identified ETF inflows as a primary driver for reclaiming the third-largest market capitalization spot.

Version 16about 1 month ago

What changed: The story was updated to include analyst debates regarding new price targets ($2,000+) and the increase in institutional momentum following the quantum security roadmap announcement.

Version 15about 1 month ago

What changed: The story was updated with specific details on Ripple's quantum security strategy, defining it as a four-phase plan and citing Google Quantum AI research as the primary catalyst.

Version 14about 1 month ago

What changed: The story was updated to include Hex Trust's confirmation of wXRP safety following the $292 million Kelp DAO exploit.

Version 13about 1 month ago

What changed: Added expert sentiment and technical analysis suggesting that XRP's strong underlying fundamentals represent a buy signal despite recent poor price action.

Version 12about 1 month ago

What changed: Identified Google's Quantum AI progress as the specific external trigger for Ripple's accelerated security roadmap.

Version 11about 1 month ago

What changed: The story was updated to provide specific context on Ripple's 2028 roadmap, clarifying it as a strategic multi-year security overhaul to address quantum computing as a credible industry threat.

Version 10about 1 month ago

What changed: The story was updated to include DeFi growth metrics, specifically the FXRP supply reaching 160 million tokens, and validator expectations for XRP's dominance in the next DeFi cycle.

Version 9about 1 month ago

What changed: Clarified that quantum resistance is being developed as a native, foundational component of the XRP Ledger's core protocol, shifting from a 'bolt-on' security model to a 'native-first' architecture.

Version 8about 1 month ago

What changed: Specified the technical mechanism for the quantum-resistant transition via a native amendment to the XRP Ledger.

Version 7about 1 month ago

What changed: The story was updated with technical specifics on the quantum-resistance strategy, detailing a four-phase execution plan and a 2026 timeline for NIST-standard testing.

Version 6about 1 month ago

What changed: Added technical justification for the 2028 roadmap, highlighting the protection of high-value accounts against quantum computing threats to blockchain cryptography.

Version 5about 1 month ago

What changed: Added a warning from a RippleX researcher regarding the shrinking timeframe to address quantum computing threats.

Version 4about 1 month ago

What changed: The story was updated to include recent whale activity and new ecosystem partnerships announced by Ripple.

Version 3about 1 month ago

What changed: Added specific details regarding Ripple's technical roadmap, clarifying that the transition to quantum resistance will be executed in four distinct phases by 2028.

Version 2about 1 month ago

What changed: The story was updated to include interest from major financial institutions like BlackRock and Mastercard, alongside a massive surge in Real-World Asset (RWA) activity.

Version 1about 1 month ago

What changed: Updated the story to reflect XRP overtaking BNB in market cap and trading volume surpassing $1 billion.