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StocksMediumUpdated×2•Originally published 20 April 2026•Updated 20 April 2026•

1 min read

ICICI Bank Posts Strong Q4 Results with Stabilized Margins and Robust Loan Growth

Key Facts

1ICICI Bank's Net Interest Margin (NIM) stabilized at 4.32% with loan growth reaching 15.8%.

about 1 month ago

Version History

Version 2about 1 month ago

What changed: The story was updated to specify profit drivers, including NII and fee income, and how lower provisions offset rising expenses and treasury losses.

Version 1about 1 month ago

What changed: Updated the story with a formal rating upgrade to 'Buy', specific net profit figures of INR 137 billion (8% beat), and forward-looking growth projections for FY2027.

ICICI Bank reported solid Q4 results, with net profit rising 9% year-on-year to INR 137 billion, driven by growth in Net Interest Income (NII) and fee income. The bank maintained a stable Net Interest Margin (NIM) of 4.32% alongside robust loan growth of 15.8%. Lower provisions played a crucial role in offsetting rising operating expenses and treasury losses recorded during the quarter. Following this outperformance, the stock's rating was upgraded to 'Buy', with analysts projecting bottom-line expansion to reach 10% by FY2027. These fundamentals support a price target of $35 for the bank's American Depositary Receipts (IBN), underscoring the operational resilience of one of India's leading private sector lenders.