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StocksMediumUpdated•Originally published 16 April 2026•Updated 16 April 2026•

1 min read

Simmons First Reports $68.5M Q1 Net Income as Interest Margins Improve

Key Facts

1The company reported net income of $68.5 million and diluted EPS of $0.47 for the first quarter of 2026.

about 2 months ago

Version History

1 additional source confirmed this story

Version 1about 2 months ago

What changed: The report was updated to confirm that the reported earnings per share (EPS) met analyst expectations according to the Zacks Consensus Estimate.

Simmons First National Corporation (SFNC) reported net income of $68.5 million and diluted EPS of $0.47 for the first quarter of 2026, meeting the Zacks Consensus Estimate exactly. While EPS showed significant year-over-year improvement from $0.26 in Q1 2025, it experienced a sequential decline from the previous quarter. The company's net interest margin rose by 3 basis points to 3.84%, aided by a reduction in the cost of deposits to 1.96%. Total loans grew by 10% on an annualized basis, driven by broad-based expansion across its lending portfolio. These results highlight strong operational performance in managing assets and liabilities despite a slight cooling in quarter-over-quarter earnings growth. The bank's outlook remains tied to its ability to maintain margin efficiency amid shifting interest rate environments.