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CryptoMediumUpdated×11•Originally published 16 April 2026•Updated 18 April 2026•

1 min read

Ripple and Stellar Named Key Innovators in G20 Payment Initiatives

Key Facts

1The U.S. Faster Payments Council identified Ripple and Stellar as key innovators in G20 domestic payments.

about 2 months ago

Version History

Version 11about 2 months ago

What changed: Added long-term analyst projections comparing Ripple to Amazon and highlighting the role of strategic acquisitions in 2025-2026.

Version 10about 2 months ago

What changed: The story was updated to include details regarding Ripple's expanding integrations with Goldman Sachs and JPMorgan to enhance institutional liquidity.

Version 9about 2 months ago

What changed: The story was updated to include American Airlines' validation of Ripple Treasury, adding a corporate adoption dimension to the existing institutional and G20 framework.

Version 8about 2 months ago

What changed: The story was updated to include ongoing discussions regarding the integration of Ripple's RLUSD stablecoin with the Mastercard network.

Version 7about 2 months ago

What changed: The story was updated to include the Federal Reserve's new proposal to expand the FedNow system, creating a potential integration path for Ripple's technology into U.S. payment infrastructure.

Version 6about 2 months ago

What changed: Added information regarding leaked SWIFT documents suggesting a future role for XRP and Stellar in legacy financial markets.

Version 5about 2 months ago

What changed: The story was updated to include Ripple's launch of a government bond tokenization pilot in South Korea with Kyobo Life Insurance, focusing on reducing settlement times via Ripple Custody.

Version 4about 2 months ago

What changed: The story was updated to include the new focus on domestic payment system interoperability and the modernization of national infrastructures by 2030.

Version 3about 2 months ago

What changed: Clarified Ripple's strategic positioning as a complementary partner to SWIFT and noted the global consensus for a systemic financial overhaul.

Version 2about 2 months ago

What changed: The story was updated to include the fact that over 100 banking institutions are currently pilot-testing Ripple technology, signaling a shift from theoretical recognition to practical application.

Version 1about 2 months ago

What changed: The story was updated to include analyst speculation regarding a potential technical integration between SWIFT and the XRP Ledger based on new code analysis.

The U.S. Faster Payments Council has identified Ripple and Stellar as pivotal innovators within the G20 payment framework, aiming to settle 75% of international payments by 2027. In a significant expansion of institutional adoption, Ripple is deepening its integrations with Goldman Sachs and JPMorgan to enhance corporate liquidity access. Analysts now project Ripple to become the 'Amazon' of global payments and banking infrastructure by 2040, driven by significant growth and potential strategic acquisitions in 2025 and 2026. This follows public praise from American Airlines regarding the Ripple Treasury platform and ongoing discussions to integrate the RLUSD stablecoin into the Mastercard network. Furthermore, leaked SWIFT documents highlight the convergence of legacy markets with blockchain, supporting the goal of 90% global financial inclusion by 2030.