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Stocks•8 April 2026•

1 min read

Mizuho Reaffirms Outperform Rating for Upstart with Potential 100% Upside

Key Facts

1Mizuho Securities reiterated an 'Outperform' rating on Upstart Holdings (UPST) with a price target of $51.

2Upstart partnered with Harborstone Credit Union to expand personal lending services using its AI-powered platform.

3Mizuho's price target suggests a potential upside of 98.8% from current levels.

Mizuho Securities has reiterated its 'Outperform' rating on Upstart Holdings (UPST), maintaining a price target of $51. This target suggests a significant potential upside of approximately 98.8% from the stock's current trading levels. The bullish outlook from analyst Dan Dolev follows Upstart's announcement of a new partnership with Harborstone Credit Union. Under this collaboration, Harborstone will utilize Upstart’s AI-powered platform to expand its digital personal lending services. The expansion of Upstart's partner network highlights the growing adoption of AI-driven credit underwriting in the fintech sector. While the analyst's reiteration provides a positive catalyst, its broader market impact remains moderate within the current AI-driven investment cycle.

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