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StocksMedium•6 April 2026•

1 min read

Moody's Upgrades Flagstar's Deposit Rating to Baa3 with Positive Outlook

Key Facts

1Moody's upgraded Flagstar's long-term deposit rating to Baa3.

2The upgrade is driven by improved profitability, stronger capital, and better operating performance.

3The outlook for the rating remains positive, indicating potential for further upgrades.

Version History

1 additional source confirmed this story

Moody's Investors Service has upgraded the long-term deposit rating of Flagstar (FLG) to Baa3. The credit rating agency attributed the upgrade to the bank's improved profitability and strengthened capital position. Furthermore, Flagstar's consistent and enhanced operating performance played a key role in the rating adjustment. Moody's maintained a positive outlook for the bank, signaling the potential for further upgrades in the coming months. This rating hike is expected to lower funding costs and bolster investor confidence in the bank's long-term stability. The upgrade reflects a significant improvement in Flagstar's financial profile and overall creditworthiness within the banking sector.