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CryptoMedium•6 March 2026•

1 min read

X Tests 'X Money' Wallet to Integrate Cash and Cryptocurrency Payments

Key Facts

1X is internally testing an 'X Money' wallet that allows for cash and cryptocurrency deposits.

2The wallet will support P2P payments, tipping creators, and earning yield within the app.

3There is strong analyst speculation regarding the integration of XRP within the platform's payment options.

X (formerly Twitter) has commenced internal testing for a comprehensive financial wallet named 'X Money,' designed to merge fiat and digital currency services. The new wallet will enable users to deposit funds and cryptocurrencies while supporting P2P transfers and tipping for content creators. Furthermore, the platform aims to allow users to earn yields directly within the app, advancing Elon Musk's vision of creating an 'everything app.' Market analysts are closely monitoring reports suggesting that XRP could be integrated as a primary payment option within the platform's ecosystem. This development is expected to significantly bolster mainstream crypto adoption by leveraging X's massive global user base. The move underscores X's strategic pivot toward becoming a major player in the global fintech and digital payments landscape.