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CryptoMediumUpdated•Originally published 26 February 2026•Updated 26 February 2026•

1 min read

Telegram Wallet Launches DeFi Vaults with Up to 18% APY on TON Network

Key Facts

1Telegram Wallet launched 'Vaults', allowing users to access on-chain yield strategies for BTC, ETH, and USDT directly.

3 months ago

Version History

Version 13 months ago

What changed: The story was updated to include specific APY details of up to 18% and to clarify that the service is hosted on the self-custodial version of the Telegram wallet.

Telegram Wallet has officially introduced 'Vaults,' a new feature offering annual percentage yields (APY) of up to 18% on BTC, ETH, and USDT. The feature is operated through the self-custodial TON Wallet integrated within the Telegram app, ensuring users maintain full control over their assets. The lending infrastructure is powered by Morpho, while TAC provides the necessary EVM compatibility to bridge the TON network with Ethereum-based strategies. Tokenized yield strategies within these Vaults are managed by Re7, a specialist firm focused on optimizing financial performance. By simplifying DeFi access for its 900 million users, Telegram aims to drive mainstream adoption through these high-yield incentives. Analysts view this move as a significant bullish catalyst for the TON ecosystem, likely increasing liquidity and network utility.