CryptoMediumUpdated•Originally published 26 February 2026•Updated 26 February 2026•
1 min read

Michael Saylor Expands Digital Credit Vision to Ethereum and Solana, Excludes XRP

Key Facts

1Michael Saylor unveiled the 'digital credit' concept involving the issuance of yield-bearing financial instruments collateralized by Bitcoin.
2Saylor signaled a potential expansion of these financial instruments to other networks such as Solana (SOL).
3MicroStrategy introduced 'Perpetual Stretch Preferred Stock' (STRC) as an example of these digital credit instruments.

Michael Saylor, Executive Chairman of MicroStrategy, unveiled a transformative "digital credit" vision at the Strategy World 2026 conference, aiming to evolve the company's Bitcoin-centric strategy. This framework involves issuing yield-bearing financial instruments using Bitcoin as collateral, with plans to expand these products to the Ethereum (ETH) and Solana (SOL) networks. Notably, Saylor excluded XRP from his future vision for these digital credit instruments. To demonstrate the economic utility of these products, the company introduced its Perpetual Stretch Preferred Stock (STRC) as a practical model. This strategic shift positions MicroStrategy as a broader financial ecosystem, potentially driving institutional demand for major smart-contract platforms. The move underscores a significant evolution in how corporate treasuries leverage digital assets for yield generation.