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CryptoMediumUpdated•Originally published 23 February 2026•Updated 24 February 2026•
1 min read

Crypto.com Joins Ripple and Circle with US National Trust Bank Approval

Key Facts

1Crypto.com received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a national trust bank.
2The charter will allow the platform to offer federally regulated digital-asset custody, staking, and trade settlement services.

Crypto.com has secured conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish a national trust bank. With this milestone, the platform joins the ranks of industry peers Ripple and Circle as crypto-native firms holding such federal charters. The approval enables Crypto.com to offer regulated services, including digital-asset custody, staking, and trade settlement under direct federal oversight. This progress stands in contrast to Donald Trump’s World Liberty Financial (WLFI), which is currently facing a regulatory probe while awaiting its own application approval. The initiative aims to bridge the gap between traditional finance and the digital asset ecosystem through a robust regulatory framework. Analysts suggest that this federal oversight will likely enhance institutional trust and potentially drive increased capital inflows into the sector.