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CryptoMediumUpdated×3•Originally published 18 February 2026•Updated 18 February 2026•

1 min read

XRPL Activates XLS-81 and XLS-85 Amendments to Boost Institutional DeFi and Tokenization

The XRP Ledger (XRPL) has officially activated two major technical amendments, XLS-81 and XLS-85, marking a significant step in its institutional roadmap. While XLS-81 introduces a permissioned Decentralized Exchange (DEX) for regulatory compliance, the new XLS-85 amendment expands the network's escrow functionality to support stablecoins, Multi-Purpose Tokens (MPTs), and Real-World Assets (RWAs). These upgrades are designed to bridge the gap between blockchain technology and traditional finance (TradFi) by providing sophisticated, governed financial tools. Despite these robust fundamental developments, the XRP price continues to struggle against a key resistance level at $1.50. Analysts suggest that the expansion of escrow capabilities and institutional liquidity features will strengthen Ripple's position in the asset tokenization space over the long term. This dual activation reinforces the network's commitment to building a secure and regulated financial ecosystem for global institutions.

4 months ago

Version History

Version 34 months ago

What changed: Incorporated the activation of the XLS-85 Token Escrow amendment, which extends escrow functionality to RWAs, stablecoins, and MPTs alongside the XLS-81 DEX.

Version 24 months ago

What changed: Added the specific technical designation (XLS-81) and updated market context regarding XRP's struggle to break the $1.50 resistance level.

Version 14 months ago

What changed: The status of the Permissioned DEX has moved from 'introduced' to 'activated' (live), and it is now explicitly linked to Ripple's broader institutional DeFi roadmap targeting traditional finance (TradFi) giants.