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StocksMedium•11 February 2026•

1 min read

AIG Reports Strong Q4 2025 Results, Yet Trails Chubb in Key Efficiency Metrics

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American International Group (AIG) announced robust financial results for the fourth quarter and full-year 2025, showcasing increased underwriting income and significant returns to shareholders. The company's full-year net income benefited positively from the removal of a one-time accounting charge related to its Corebridge Financial unit from the previous year. Despite these strong figures, AIG continues to lag its closest global peer, Chubb, in crucial areas such as underwriting efficiency and returns on capital. This persistent gap highlights ongoing challenges in operational optimization compared to its rival. While the strong performance signals positive momentum, the comparative underperformance introduces a mixed outlook for investors assessing AIG's long-term competitive position.