The Total Household Debt report measures the cumulative amount of debt owed by households, including mortgages, auto loans, credit card balances, and student loans. It serves as a critical barometer for the financial health of the consumer sector and its ability to sustain future spending. High levels of debt relative to income can signal potential economic instability, especially in a rising interest rate environment. Analysts monitor this data to assess credit market trends and the overall leverage within the domestic economy.
The data is aggregated from a nationally representative sample of credit bureau records, primarily compiled by the Federal Reserve Bank of New York's Consumer Credit Panel. It reflects balances as of the end of the reporting quarter.
| Date | Actual | Forecast | Surprise |
|---|---|---|---|
| Aug 11, 2026 | 18.80 | — | — |
| May 12, 2026 | 18.80 | — | — |
| Feb 10, 2026 | 18.80 | — | — |
| Nov 5, 2025 | 18.59 | — | — |
| Aug 5, 2025 | 18.39 | — | — |
| May 13, 2025 | 18.20 | — | — |
| Feb 13, 2025 | 18.04 | — | — |
| Nov 13, 2024 | 17.90 | — | — |
| Aug 6, 2024 | 17.80 | — | — |
| May 14, 2024 | 17.70 | — | — |
| Feb 6, 2024 | 17.50 | — | — |
| Nov 7, 2023 | 17.29 | — | — |
